ROARopoly
Independence HS
Created on March 21, 2024
More creations to inspire you
Transcript
START
Pin Oak Farm
?
Hoofer
Sholtes Farm
CHANCE
Flanagan Farm
New York City
Flat Tire
Cat's Pajamas
Model A
?
CHANCE
Hollywood
Miami
Midtown
RCA
?
CHANCE
Big Cheese
Nifty
JP Morgan
Rubes
Glad Rags
Orchid
Dumb Dora
High Hat
Blue Nose
Pick a game piece!
Jalopy
ROARopoly
Ten Room Colonial
Congratulations! You're a proud new homeowner of the ten room colonial AND some fun new toys. You're in $7,000 of debt now have a $6,000 mortgage Good thing it's the Roaring 20's!
Move to the Pay Day space!
Move to the Pay Day space!
Gladstone
Congratulations! You're a proud new homeowner of the Gladstone AND some fun new toys. You're in $7,000 of debt with a $2,000 mortgage Good thing it's the Roaring 20's!
The Crescent
Congratulations! You're a proud new homeowner of the Crescent AND some fun new toys. You're in $7,000 of debt with a $2,100 mortgage Good thing it's the Roaring 20's!
Move to the Pay Day space!
Speaking of Investment
Getting a home was so easy that you’re convinced real estate is the next big thing. A clerk at your Ford factory tells you about great new investment properties opening up in southern California and Florida. The value of real estate permits has gone from $60,000,000 in 1920 to $200,000,000 in 1923! Families used to rent, but just like you, they want to own their homes now. You and your clerk friend decide it’s time to become real estate moguls. Where do you want to invest in some homes to sell?
?
Miami, Florida
Hollywood, California
Flipping Florida
Welcome to Florida, land of a thousand old people. Retired New Yorkers, wealthy socialites, and even middle class families are flocking to Florida for vacation properties. In 1925, despite your poor credit from all that debt you still have, the bank decides to give you a loan and you invest $1,700 in a waterfront property that you fix up into a great vacation home and watch it’s value increase to $300,000! Even the famous Al Capone vacations here, and the new casinos and speakeasies keep bringing buyers flooding into Miami.
Homes in Hollywood
Welcome to Hollywood, land of a thousand movie stars! The film industry has created massive growth, and the popularity of the automobile has helped the suburbs grow. 94% of dwellings are single family homes, and more families are flocking to Hollywood Hills everyday. 1,400 acres of real estate were just opened up in Hollywoodland. Despite your crappy credit from all your spending, the bank forks over a loan, and you invest $2,000 in a bungalow, the latest home trend, certain you’ll soon find a family who will buy it for 3 times it’s value.
Bubble Burst
As 1925 turns into 1926, real estate prices have risen so high that buyers have started looking in cheaper markets. Investors start panicking, selling off property for whatever they can get. To make matters worse, a hurricane hits in 1926. Your property isn’t destroyed, but the storm has devastated the city and driven off buyers and vacationers. With no prospective buyers and the bank demanding payment, you are forced to declare bankruptcy. So much for a career in real estate. Better head back to New York and see if there’s still a job waiting for you.
Destruction after the 1926 hurrican.
Time to head back to the city
Bubble Burst
Unfortunately, hundreds of other schmucks have the same idea as you. Suddenly, there are way more properties than there are families to buy them. Without a buyer, you can’t pay back your loan, and the bank forecloses on your property. So much for a career in real estate. Better head back to New York and see if there’s still a job waiting for you.
Time to head back to the city
Wolf of Wall Street
Bad news. Car sales have stalled. Turns out Americans can only buy so many Model Ts and Rolls Royces. People aren’t buying many more of those appliances anymore, either. You find another factory job, but wages haven’t gone up in years-they’re basically the same as when you first arrived in the city. If there’s one thing that’s a sure thing, though, it’s the stock market. You’ve been listening to the tickers everyday on the radio, and stock prices are soaring. Everyone who invests is seeing their stocks double and triple in value. You’ve still got debt to pay off, so investing is looking more and more attractive everyday.
?
Become a stockbroker on Wall Street: there's where all your friends are making big money!!!
Start off small and invest in RCA, the radio company. The radio is the new big thing!
The Broker
Congrats, you’re a certified stock broker on Wall Street! You spend your days buying and selling stocks for your clients, making a commission off their earnings, and business is GOOD. Stocks keep climbing higher and higher and clients are pouring in. The experts predict that the market will keep climbing, so you start offering your clients a chance to buy on margin: they pay 10% on the stock and your brokerage firm loans them the rest. This allows you to gain even more clients, opening the stock market to average Americans and giving you the chance to earn even more. Your favorite stock right now is RCA Radio.
As a broker, you need to keep up with the news ... check out the latest addition!
Black Tuesday
The bullish rise of the stock market hit a snag in March 1929 when the Federal Reserve started warning about overspeculation. Luckily a crash was avoided and stocks are on the rise again, but you’re getting a little nervous. A few inside trader at RCA Radio pooled together to buy up a bunch of stock and drive prices up, but now they start selling their stock at these high prices, sending prices plummeting. You and every other broker start selling off your stock and calling in those margin loans, but the borrowers don’t have the money. By the end of October 29, “Black Tuesday,” the market has completely crashed. All of your investments are gone, wiped out.....
It might be time to sell that car ....
The Crash
You high tail it to the bank, but it looks like everyone had the same idea. It’s a run on the bank, and the bank manager informs everyone that there is no money left in the bank. The bank loaned out money that no one can repay now. Your savings are gone and the bank has to close. That $2,000 a year job at Ford is gone, and with everyone’s savings dried up and banks failing, there’s no way to get a loan to keep you afloat. Companies have no need to hire because no one will buy anything. You take the few dollars you have left and stick it under your mattress for safekeeping.
It might be time to sell that car ....
Welcome to Hollywood, land of a thousand movie stars! 1,400 acres of real estate was just opened up in Hollywoodland. Despite your poor credit from all those fun toys you purchased, the bank gives you a loan. You invest $2,000 in a bungalow, the latest home trend!
Homes in Hollywood
Move ahead four spaces to the Big Cheese!
?
?
What do you want to do?!
Quit the family business and move to the city in search of a job.
Stick it out: once a farmer, always a farmer! Wheat willALWAYS be a necessity, and prices will rebound
Go back to the board, and move to the space with the icon that matches your decision.
Getting a home was so easy that you’re convinced real estate is the next big thing. A clerk at your Ford factory tells you about great new investment properties opening up in southern California and Florida. Seems like a great idea to get on the real estate game! So...Where do you want to invest in some homes to sell?
Investment?!
Hollywood, California
Miami, Florida
Move ahead two spaces to Miami!
Move ahead once space to Hollywood!
Move ahead once space to Hollywood!
Move ahead two spaces to Miami!
The Broker
Congrats, you’re a certified stock broker on Wall Street!! You're really brining in the dough! With stocks climbing, new clients are pouring in. You start offering your new customers a chance to buy on margin: ....They pay 10% of the stock and your comapny loans the rest. Everyday Americans now have the chance to join the stock market!
?
Move to the next "Chance" space
Uh oh ... everyone else has the same idea: it's a run on the bank. The line is long... hopefully you can get your money back. The bank manager just made an announcement that it has no money: the bank has failed! What do to next?!
JP Morgan
Move ahead to Mr. ROARopoly
Bank failures transpired when a bank run ensued, leading to an excessive withdrawal of funds, and in turn leaving the banks depleted of hard cash.
A financial crisis that occurs when a large number of customers of a bank simultaneously withdraw their deposits. The bank has no requirements to keep cash in the bank ... most had money in the stock market.
As you're driving through NYC, you find so much fun stuff to buy! You can't seem to help yourself, and you're now the proud new owner of a refrigerator, RCA radio, and phonograph! Thankfully Macy's is offering some great installment plans, so all of it SO affordable!
Keeping up with the Joneses
A refrigerator to keep all your [root] beer cold!
A new RCA radio! These new ones are smaller AND you can plug them into a wall. ON SNAP!
A phonograph?! Now you can listen to that sweet sweet sound of jazz music!
Congratulations on your newest purchases! Move ahead one space
Unfortunately, hundreds of other schmucks have the same idea as you. Suddenly, there are way more properties than there are families to buy them. Without a buyer, you can’t pay back your loan, and the bank forecloses on your property. So much for a career in real estate. Better head back to New York and see if there’s still a job waiting for you.
Bubble Burst
Time to head back to the city....surely all is well there. Move ahead once space to Midtown.
?
What do you do?!
Go back to the board, and move to the space with the icon that matches your decision.
Stick it out: once a farmer, always a farmer! Wheat will ALWAYS be a necessity, and prices will rebound.
Quit the family business and move to the city in search of a job.
Move ahead two spaces to Flanagan Farm
Move ahead once space to New York City
Time to save?!
You pass on the Ford ... for a while. But temptation and FOMO have taken over! Move ahead TWO spaces!
The Federal Reserve sent a warning about overspeculation, and now that stock market as hit a snag...but no worries, a crash was avoided and stocks are on the rise again. However you chose to be a bit cautious this go around...
Overspeculation: When stocks become worth a lot more than the actual value of the company. People were buying stocks on credit from the banks, but the rise in the market wasn't based on reality.
?
Which safe path do you take?
Go in with some other investors and pool together to buy a bunch of RCA Radio stock to drive up the price.
Sell off the stocks you own and take off with what money you can get from them.
Move ahead two spaces to Orchid.
Move ahead two spaces to Orchid
Move ahead space to "sold"
Time to take your Ford for a spin around town in the City that Never Sleeps. Move ahead one space!
Congratulations on your newest purchase! You pay just $10 down and get a $290 loan at 5% interest for that speed demon.
Congratulations!
Welcome to Florida, land of a thousand old people. Retired New Yorkers, wealthy socialites, and even middle class families are flocking to Florida for vacation properties. Even the famous Al Capone vacations here, and the new casinos and speakeasies keep bringing buyers flooding into Miami!Despite your poor credit from all those fun toys you purchased, the bank decides to give you a loan and you invest $1,700 in a waterfront property.
Flipping Florida!
Moveahead two spaces to Nifty!
Welcome to New York in the Roaring Twenties! You were easily able to find a job working for Ford, raking in $22 a week ($1,200) a year; around $18,000 today). With all this extra cash now, one of those new Ford Model T cars looks real nice. You are single after all ....
Welcome to New York!!!
?
What do you want to do?!
I want the T-Model Car!
Be a real "flat-tire" and save money instead
Go back to the board, and move to the space with the icon that matches your decision.
TRICKED YA!
This isn't a space ... muahaha! But hey, while you're here ... did you know that a lot of the names on this game board was slang used back in the 1920s? For example Cat's Pajamas meant "the best!" or "Wonderful!"
Move ahead TWO space to Mr. ROARopoly
Uh oh ... everyone else has the same idea: it's a run on the bank. The line is long... hopefully you can get your money back. The bank manager just made an announcement that it has no money: the bank has failed! What do to next?!
Orchid
Bank failures transpired when a bank run ensued, leading to an excessive withdrawal of funds, and in turn leaving the banks depleted of hard cash.
A financial crisis that occurs when a large number of customers of a bank simultaneously withdraw their deposits. The bank has no requirements to keep cash in the bank ... most had money in the stock market.
Now that you have a refrigerator and phonograph, it's time to purchase a house! (I know ... kind of backwards....) Lucky for you, Sears sells “bungalows in a box”–mail order homes! Pick yourself a house (click one):
Nothing Says Wealthy Like... Real Estate!
The end of WWI
Uh oh ... the price of wheat has fallen from $2.34 a bushel, to noe $1.65. Your family continued to grow the same amount of crops as they did when they were providing food relief to the Allied powers during WWI. To make matters worse, Congress passed the Fordney-McCumber Tariff,It even harder for your family to sell crops AND farming equipment is even more expensive. You thought you were going to inherit the farm, but now your're having second guesses ....
?
Move to the next "Chance" space
The Fordney-McCumber Tariff raised the tariff from 25% to 27%, triggering a trade war between the U.S. and European countries. This causes a financial depression to worsen in European, and begins the financial chaos for American farmers.
- First, pick your game piece (located back on the board) - use the piece to keep track of what space you are on.
- As you move about the board, you will be tasked with a variety of scenarios where you AND ONLY YOU will have the opportunity to choose the best path for you. NO PATH IS WRONG
Welcome to the 1920s! You’re an optimistic young lad (or maybe even a flapper!) who’s eager to reap the benefits of a booming economy.
Begin at Pin Oak Farm
Bad news. Car sales have stalled. Turns out Americans can only buy so many Model Ts and Rolls Royces. People aren’t buying many more of those appliances anymore, either. You find another factory job, but wages haven’t gone up in years-they’re basically the same as when you first arrived in the city. If there’s one thing that’s a sure thing, though, it’s the stock market. You’ve been listening to the tickers everyday on the radio, and stock prices are soaring. Everyone who invests is seeing their stocks double and triple in value. You’ve still have debt to pay off, so investing is looking more and more attractive everyday.
Wolf of Wall Street
?
What do you do?!...
Become a stockbroker on Wall Street?
Start small and invest in RCA, the radio company
Move ahead two spaces to Glad Rags
Move ahead two space to RCA
Move ahead two spaces to Glad Rags
As 1925 turns into 1926, real estate prices have risen so high that buyers have started looking in cheaper markets. Investors start panicking, selling off property for whatever they can get. To make matters worse, a hurricane hits in 1926. Your property isn’t destroyed, but the storm has devastated the city and driven off buyers and vacationers. With no prospective buyers and the bank demanding payment, you are forced to declare bankruptcy. So much for a career in real estate.
Bubble Burst
Destruction after the 1926 hurricane.
Time to head back to the city....surely all is well there....
Move ahead three spaces to Midtown
Welcome to Wall Street!
You STOP buying all those consumer goods & instead save that money for some stocks. You find a stock broker who will let you buy on margin: you pay him just 10% of the stock’s value and he loans you the rest! WHAT A DEAL! You decide to invest in Ford and RCA radio: cars and radios are a sure thing!In a matter of months, your stock has increased in value by $120! This time you’re smart: you take the money you’ve made & open a savings account at the local bank.
Move ahead one space to Chance and find out what happens with your money!
?
It’s 1917 and your family lives on a massive farm in Oklahoma. While the Great War was hard on the country, it was a financial dream for yours. Having to feed the U.S. and allied powers helped your family bring in the dough.
Farm Frenzy!
Move ahead one space to Schultz Farm
Congratulations on your payday! You didn't get the raise that you were hoping for, but you kept your $2,000 a year salary! Woohoo!
Pay Day!
Move BACK THREE spaces to the Chance Space
?
Land prices have jumped from $46 to $109 per acre ... everyone wants to buy a farm! Money is pouring in from the wheat sales, so your Dad decides it's time to expand the farm. He gets a loan for 150 acres for $100/acre and buys a tractor on installment for $10/month over 10 months. What a deal!
Move ahead to Bluenose
You keep farming with your family and have a couple of good years in the mid-1920s. But prices can’t keep up with the money your dad owes in loans. Time to move on...maybe there are jobs in the city.
Move back one space
In a matter of weeks you have lost your savings, job, fancy new toys, AND your house .... You're now living in a Central Park in a Hooverville.You're tired of the long lines at the soup kitchen and wandering the streets in search of a job... you call your parents back in Oklahoma and ask to come home.
You Broke...
Move ahead to Dumb Dora
Hoovervilles were shantytowns named in mock honor of President Hoover. Men and women lived in lean-tos made of scrap wood and metal, and families went without meat and fresh vegetables for months.
While your family was prosperous during WWI, the Hawley-Smoot Tariff has triggered a trade war, and Europe is buying fewer and fewer U.S. crops. To make matters worse, your Dad was forced to take out additional loans for farm equipment and is struggling to pay the bank.
Down on the Farm
?
Take out a loan and get that Ford!Be a loser and save the money.
What do you do to help your Dad?
Plant a bigger wheat crop this year ... the more you have to sell, the more you can make up for lower prices!
Call it quits in farming ... let the bank take the farm and head to California to find jobs.
The Hawley-Smoot Tariff Act was passed in 1930 during President Herbert Hoover's administration. While Hoover hoped to protect American farmers and manufacturers, it raised duties significantly and in turn caused a trade war between the U.S. and Europe.
Move ahead two spaces to Jalopy
Move ahead one space to High Hat
You and your family join thousands of other “Okies”. Unfortunately, California does not provide the warm welcome for which you hoped, and jobs are just as scarce as everywhere else. You manage to find a few temporary gigs picking grapes and oranges and set up camp in a migrant camp outside LA. But it's not officially the Great Depression .... you're broke. The rest of the country is broke and there doesn't seem to be and in sight.
(the blanket term given to the many migrants escaping the Dust Bowl on the Great Plains)
California or Bust?
Luckily an election is coming up .... looks like you need to decide. Hoover or FDR?
(the blanket term given to the many migrants escaping the Dust Bowl on the Great Plains)
Okies were the nickname given to those who moved to California and other surrounding states in search of work.
Looks like a lot of other farmers have the same idea. There's now an oversupply and prices are dropping more. To make matters worse, a drought hits. All that plowed up soil starts blowing away, and hardly any whe2at grows. IT'S THE DUST BOWL!!!
Wheat Bubble Burst
Move ahead one space
The drought continues, and your family can’t stand the dust storms and black blizzards. You pack up and head for California in search of work.
The RCA Radio stocks have inflates prices, so now everyone in the pool is selling their stocks quickly. But too many of you are selling the stocks at once, so prices are plummeting and your stocks are now worth nothing.You have debt and a mortagage to pay - hurry and move to the bank! You need to get your money out to pay your debt ... HURRY!!!!
RCA Stock
Move ahead to J.P. Morgan