ITP Presentation

The Future of Lloyds

Stable Capital

Yes

No

75%

Banking apps cater to the masses, but can only do so much for the individual.

Does your banking app suit all your personal requirements?

The Problem

"Financial diffuculty is an embarrasing thing"

"I need advice on managing money"

"I need a more personalised app"

Customer 4

Customer 3

Customer 2

Customer 1

73% of users are afraid to open their banking app.

"I need expert advice"

"Financial diffuculty is an embarrasing thing"

"I need advice on managing money"

"I need a more personalised app"

Customer 4

Customer 3

Customer 2

Customer 1

73% of users are afraid to open their banking app.

"I need expert advice"

A Good Cause

Opportunity To Make A Positive Impact

• Suggests ways to align your spending with ESG values.

• Making sustainable choices not only benefits the planet and society but also contributes to your happiness.

• Enhance your overall well-being through a unique fusion of ESG principles and positive affirmations

ESG X POSTIVE AFFIRMATIONS

Alt-text for images to cater for people with sensory impairments.

Real time updates on account activity, helping greatly with accountability.

ACCESSIBILITY

NOTIFICATIONS

A customisable widget screen shows key info, allowing for easier navigation.

WIDGETS

User Experience

Personalised transactions

• Custom notes that can be attached by the user.

• Only for low-risk bonds, dividends and mutual funds.

• Motivates users to be more mindful with their spending.

Features

Transation Categorisation

Wishlist

Investments

Transaction Notes

Save a recommended amount to achieve your goals quickly

Save a moderate amount of your income towards your goals

Save a small amount of your income

Heavy Saver

Medium Saver

Light saver

Saver Modes

Let your money accumulate in the background.

Save through rounding your spending!

Smart Saver

• See your assistant’s availability and choose an appointment that best suits you.

• Clear, tangible presence, here to support the user on behalf of the bank.

• Multiple modes of contact.

Financial Care Assistant

To let them know they have someone to go to for support.

Trust

To help them to save in a way that suits their lifestyle

Choice

To allow them to set their own goals.

Personal Input

Our Solution

To motivate them on their saving journey

Confidence and Encouragement

Bridging The Gap

OUR SOLUTION

But An Experience.

More than just a product