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Lumi X Tree

Darius Fernandes

Created on November 29, 2023

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CLIMATE ACTION QUESTS
Building Skills in Young People to Drive Tangible Climate Innovation & Impact

High re-insurance pricing result in higher insurance premiums

Select Factors Impacting Auto Insurance Companies

Promotion of eco-friendly vehicles which have different risk profiles

Extreme weather incidents resulting in model adaptation

Rewarding sustainable driving behaviors using telematics.

Insurance companies today are confronted by unpredcedented change, driven by a wide range of factors.

Enhance customer experience from policy issuance to claims processing

Climate change model adaptation and premium recalibration

Promote safer and more sustainable driving practices

Product innovation using vehicle temelatics

Sustainability and ESG

Reimagining Customer Value

AI and Digitisation Agenda

"Insurance companies have a once-in-a-generation opportunity to catalyze an orderly transition to net zero emmissions through product and solution innovation." - McKinsey

Insurance companies are assesssing long-term changes that are needed to serve customers in a fast-changing and uncertain world.

Leading companies of our generation have been built around tech, design & entrepreneurship

However..."The next 1,000 unicorns won’t be search engines or social media companies, they’ll be sustainable, scalable innovators e.g., startups that help tackle issues related to climate change" - Larry Fink, CEO Blackrock

Vision

Empower one million young individuals across the globe with the skills and connections needed to address today's and tomorrow's most significant sustainability challenges.

Mission

Democratise climate focused innovation by giving agency to the youth globally and by engaging all stakeholders to deliver tangible economic and environmental impact in a "win-win-win" fashion

Backdrop

Our Purpose

Lumi was conceptualised by a father & son duo in 2020

  • We run digital, scalable cohort-based Quests
  • Supported by an AI-augmented online learning platform
  • Participants produce novel tech-enabled innovations to global or business problems
  • And develop Future of Work skills such as entrepreneurship, design and AI-readiness.

Lumi collaborates with young people and corporates globally

15

Live, facilitated sessions with inputs from subject matter experts

Up to 10 participants/Quest

Prof. Christopher Shen, Co-Founder of Lumi

Developed with Renowned Design-Thinking & Innovation Professor at Stanford University

The Quest: A structured design-thinking-led journey

We run Quests that allow 10-25-year-olds to build future skills while solving real world problem such as climate change

We also co-develop bespoke Quests with select partners on topics of mutual interest

E-Waste: Junk to Jungles Quest(Coming soon)

Let's reverse Climate Change

Building a Fair World Equal for All

UN-SDGs addressed through the Quests

Shaping Sustainable Cities

Select Lumi Quest Topics

The Quests allow a company to tackle ten UN-SDGs simultaneously

Community Led Engagement Platform

Best of Breed Tools

  • Method: A Quest- an interactive design-thinking led curriculum-
  • AI-assisted tools to enhance creativity and productivity
  • People: Trained facilitators from top universities
  • Platform: An engaging learning space that fosters collaboration

Lumi’s AI-enabled platform combines four things:

Product Platform

Incentivising users to buy less food to reduce waste!

Five 11-14 year olds

Three 14-16 year olds

Two 13 year olds

Five 12-14 year olds

Five 11-15 year olds

Two 12 year olds

Three 17 year olds

Three 15 year olds

Connecting care homes with schools globally for learning, in a safe way!

Offering grocers soon to expire food at discount - contributing a % to a good cause!

Win point & buy gifts for your virtual pet by taking shorter showers!

Allowing locals to deliver food to the elderly & disabled!

Pre-ordered school meals to reduce food waste!

An interative curriculum building awareness on forms of equality!

Our Quests have led to over 80 innovations from young people tackling various global issues locally, across 14 countries.

Click Screens For Demo

Measure & improve your green impact while competing with friends!

Entrepreneurship | AI | Design

Click for Demo

Proprietary credential that tracks and showcases Quest outcomes, including key skills in:

Each participant obtains a unique & personalised Future Skills Passport

Identified Lumi as an emerging provider in the Ed-Tech, 2023

Showcased Lumi at the COP27 by The Commonwealth

Shorlisted Lumi within its Early stage investor conf. 2022

Accreditations & Recognition

ii

Lumi has joined hands with Sacred Groves as our Climate Action Partner

Each Sacred Groves Cluster can be protected for a fee by our Guardians
Each Sacred Groves Cluster is assigned a unique ID
We virtually divide them into Sacred Groves Clusters (SGCs)
We secure biodiverse habitats and forests all over the world

Protected Habitats

Sacred Groves is a platform that enables environmentally sensitive individuals and companies to take meaningful actions in protecting our planet's biodiverse habitats

Who we can skill up and provide quests to:

How?
Deliver measurable outcomes that can be integral to your ESG report and gain your status as a Sacred Groves Guardian
Develop tangible innovations with young talent & involvement of employees for public good.
Run digital Quests involving young people from diverse backgrounds, in solving the issue of climate change.

How Lumi and Sacred Groves can help reimagine your ESG journey

Key Metrics

# ESG impact on investors # Reputational impact # Talent impact

# Acres of conservation through Sacred Groves (SG) # Innovations chosen for further acceleration # SG Guardians created

# Innovations developed for public good # Inclusion of underserved and/or female participants # High Employee SAT

# Young people impacted # Employees involved as volunteers, SMEs

Profit

Purpose

Planet

People

Together, we can deliver measurable & tangible outcomes across four critical pillars that will support enduring success in these times

Recognition & Certification from Lumi as well as Sacred Groves
An accredited Future Skills Passport showcasing their proficiency in AI, Entrepreneurship and Design and can serve asa lifelong learning companion
A tangible innovation they have founded and which can go further

We also deliver multiple and tangible benefits to each young person ("Luminary") who participates in a Quest

Future
Present
Past
Become part of the healthy cities initiative, with Bupa sponsoring a City Quest for young people, delivering participants a skill passport.
Pia Heidenmark Cook - A board member of Bupa was invited onto Lumi's podcast 'In Youth We Trust' as its first guest.
Bupa sponsored 10 students to showcase innovations at Cheltenham Literary Festival
Past

Lumi was selected by Bupa as a high potential start-up and was shortlisted for their Eco-Disruptive Inititive.

Case Study: Bupa

A Leading Tech. & Financial Info. Company

Talent-led collaboration to upskill apprentices and graduates with cutting edge future skills while solving sustainability challenges

A Global Technology Co.

Impact & Outreach-led collaboration to run Quests with young people from the UK, India and Singapore and with deep involvement from employees

Coming Soon

Knight Dragon

A Big Four Accountancy Firm

Showcased by The Commonwealth at COP27 as a high impact venture to empower young people on the topic of Climate change
Impact focused collaboration with a UK Bank to run Future Cities & Inequality focused Quests for school students in the UK
Impact-led collaboration with Knight Dragon to run sustainability focused Quests for school students in the Greenwich Peninsula
Innovation and Impact-led collaboration with Nationwide to run Quests for underserved school students in NW England on the topic of Green Homes
Talent upskilling collaboration with a Big Four to run a quest for apprentices to develop Cybersecurity innovations

Examples of how leading institutions have collaborated with Lumi (select examples)

4 SCALE
Offering a 5 year partnership with clearly defined goals integrated into your company's ESG strategy on education, innovation, empowerment & impact.
2 PILOT
1 CHOOSE
Pilot Quest for 30 young people in schools/ communities, children of employees or customers chosen by you.
Your choice of Quest SDG topics offered by Lumi relating to climate change and sustainable cities.
3 ASSESS
Assesment of the pilot for scalability with an exclusive conversation with Prashant & Vikram to drive impact at scale.

How We Can Collaborate

Member of House of Lords

Knight, Former Member of Parliament, Former Barrister

Lord Henry Bellingham Chairman London

Conservationist

Conservationist

28+ years in Sustainability, Marketing and Retail Banking

Vikram Krishna Co-founder, Sacred Groves Dubai

10+ years as Development Finance professional

Monisha Krishna Co-founder , Sacred Groves Dubai

Technology & AI

Design Thinking & Innovation

Ed-Tech & Multi-exit Entrepreneur

13+ years in software engineering at YouTube, Google and Deloitte

Ethan Gill Tech Advisor, Lumi London

23+ years as VC, Stanford Professor & design thinking expert

Dr Christopher Shen Co-founder & Chief Innovation Officer, Lumi, San Francisco

23+ year track record in 5 startups, incl. a $2bn exit. Recognised leader in global Ed-Tech

Prashant Raizada Founder- CEO, Lumi London

Leadership teams of Lumi and Sacred Groves

APPENDIX

A Big Four Accounting Firm

India

Four international schools, South Korea

Dubai

St Ignatius School Enfield, UK

The Foundation School Bangalore, India

Institutions Lumi has worked with globally

ii

Today it's become really difficult to differentiate between the thousands of graduates who apply to us. They have great degrees but they're missing real-world skills. Lumi is the way to help us pick them out.

- Senior Partner, Big Four Accounting Firm

- Kosmo Kalliarekos, Global EdTech Leader & Lumi investor

Lumi is shifting the needle from assessment to skills and promoting peer-based learning. It's strength lies in augmenting rather trying to upend education

- Headmaster, Leading British School

It is immensely encouraging that young people can come up with such well thought out solutions to complex global problems when given an opportunity through Lumi.

- Education & Skills Leader, top professional services firm

There is a gap in the market to develop digital skills in young people from an early age. The Passport can be a new age credential for many young people from anywhere.

- Mark Brayton, Interim CMO Nationwide

We’re proud to be the first corporate partner to work with Lumi– an organisation giving opportunity for youth to be front and centre in tackling the most important global issues.

- Cyber expert, Big Four Accounting Firm

I really enjoyed observing how ideas in both apprentice teams evolved session after session. A project like this shows that co-operation centered around design thinking is simply very productive.

Customer Feedback & Reviews

Share Capital to be enhanced from £650,000 to £1M by March, 2024.

Financial Model - 60% funds deployed for conservation, 40% operational expenditure.

Asset Lock to protect the interests of the Guardians and communities. Periodic Community Interest Test by the Regulator.

Features of a CIC - specifically designed to create a sustainable social enterprise:

Governed by English Law.

About Sacred Groves

Community Interest Company (CIC) No. 12481036— incorporated by the Registrar of Companies for England & Wales, UK.

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