Budgeting & Planning for Baby
Objective
Students will be able to understand the financial requirements and considerations involved in having a baby, including researching essentials and creating a budget. In addition to preparing for the baby for the first year.
Which item is typically the most expensive the first year?
What do you think?
COMPLETE THIS SPREADSHEET BE SURE TO MAKE A COPY OF THE SPREADSHEET BEFORE ADDING INFORMATION.
Baby Essentials
Bringing a baby into the world requires careful planning. Essential items include diapers, clothes, a crib, feeding supplies and more!
These are just the basics but understanding their costs help to set a foundational budget.
Financial Planning for a Baby
Budget - an estimate of income and expenditure for a set period.
Expenditure - the act of spending funds.
Necessities - essentials items needed for daily life.
Luxuries - items that are not necessary for survival.
Pregnancy - budget for prenatal care and maternity clothes.
Budgeting Timeline
Birth - consider hospital costs and initial baby supplies.
First year - plan for ongoing expenses like diapers, food, and childcare.
According to a 2022 study performed by The Peterson Center on Healthcare, the healthcare cost associated with pregnancy averages $18,865.
The study also found that the average American health insurance plan will cover approximately 85% of this cost.
According to the chart on the World Population Review website, how much is the yearly cost of childcare in the state of Pennsylvania?
Common Misconceptions
Many underestimate the costs of a baby, thinking of only immediate needs.
However, ongoing expenses like medical care and childcare can add up.
Understanding these helps avoid financial surprises.
10
COMPLETE THIS SPREADSHEET BE SURE TO MAKE A COPY OF THE SPREADSHEET BEFORE ADDING INFORMATION.
11
Babies will drink less milk when they are little, and this amount will increase as they grow.
Over the course of their first year, this averages to be about 25 ounces of liquid milk per day.
Not all parents will feed their baby formula, but it is a cost you should prepare for in the event that it becomes necessary.
14
Breastfeeding vs. Formula Feeding
Not all parents will feed their baby formula, but it is a cost you should prepare for in the event that it becomes necessary.
15
Baby Supply Cost for One Year
Feeding Essentials
16
Baby Supply Cost for One Year
Diapering: Compare cloth diapers and disposable diapers.
Diapering
Babies go through a lot of diapers!
18
Baby Supply Cost for One Year
Bathing Supplies
21
Baby Supply Cost for One Year
Nursery and Baby Gear
& Sleep Safety
23
Baby Supply Cost for One Year
Nursery and Baby Gear
& Sleep Safety
24
Baby Supply Cost for One Year
Nursery and Baby Gear
& Sleep Safety
25
Baby Supply Cost for One Year
Nursery and Baby Gear
26
Explore how parents can support a baby’s emotional and social development.
Caring for Baby the First Year and Beyond
29
Emotional and Social Needs
Explore how parents can support a baby’s emotional and social development.
Caring for Baby the First Year and Beyond
30
Emotional and Social Needs
Caring for Baby the First Year and Beyond
Explore how parents can support a baby’s emotional and social development.
Emotional and Social Needs
31
Caring for Baby the First Year and Beyond
Financial Assistance
32
Caring for Baby the First Year and Beyond
Financial Assistance
33
COMPLETE THIS SPREADSHEET BE SURE TO MAKE A COPY OF THE SPREADSHEET BEFORE ADDING INFORMATION.
What was the most expensive category in the table?
34
COMPLETE THIS SPREADSHEET BE SURE TO MAKE A COPY OF THE SPREADSHEET BEFORE ADDING INFORMATION.
35
36
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Transcript
Budgeting & Planning for Baby
Objective
Students will be able to understand the financial requirements and considerations involved in having a baby, including researching essentials and creating a budget. In addition to preparing for the baby for the first year.
Which item is typically the most expensive the first year?
What do you think?
COMPLETE THIS SPREADSHEET BE SURE TO MAKE A COPY OF THE SPREADSHEET BEFORE ADDING INFORMATION.
Baby Essentials
Bringing a baby into the world requires careful planning. Essential items include diapers, clothes, a crib, feeding supplies and more!
These are just the basics but understanding their costs help to set a foundational budget.
Financial Planning for a Baby
Budget - an estimate of income and expenditure for a set period.
Expenditure - the act of spending funds.
Necessities - essentials items needed for daily life.
Luxuries - items that are not necessary for survival.
Pregnancy - budget for prenatal care and maternity clothes.
Budgeting Timeline
Birth - consider hospital costs and initial baby supplies.
First year - plan for ongoing expenses like diapers, food, and childcare.
According to a 2022 study performed by The Peterson Center on Healthcare, the healthcare cost associated with pregnancy averages $18,865.
The study also found that the average American health insurance plan will cover approximately 85% of this cost.
According to the chart on the World Population Review website, how much is the yearly cost of childcare in the state of Pennsylvania?
Common Misconceptions
Many underestimate the costs of a baby, thinking of only immediate needs.
However, ongoing expenses like medical care and childcare can add up.
Understanding these helps avoid financial surprises.
10
COMPLETE THIS SPREADSHEET BE SURE TO MAKE A COPY OF THE SPREADSHEET BEFORE ADDING INFORMATION.
11
Babies will drink less milk when they are little, and this amount will increase as they grow.
Over the course of their first year, this averages to be about 25 ounces of liquid milk per day.
Not all parents will feed their baby formula, but it is a cost you should prepare for in the event that it becomes necessary.
14
Breastfeeding vs. Formula Feeding
Not all parents will feed their baby formula, but it is a cost you should prepare for in the event that it becomes necessary.
15
Baby Supply Cost for One Year
Feeding Essentials
16
Baby Supply Cost for One Year
Diapering: Compare cloth diapers and disposable diapers.
Diapering
Babies go through a lot of diapers!
18
Baby Supply Cost for One Year
Bathing Supplies
21
Baby Supply Cost for One Year
Nursery and Baby Gear
& Sleep Safety
23
Baby Supply Cost for One Year
Nursery and Baby Gear
& Sleep Safety
24
Baby Supply Cost for One Year
Nursery and Baby Gear
& Sleep Safety
25
Baby Supply Cost for One Year
Nursery and Baby Gear
26
Explore how parents can support a baby’s emotional and social development.
Caring for Baby the First Year and Beyond
29
Emotional and Social Needs
Explore how parents can support a baby’s emotional and social development.
Caring for Baby the First Year and Beyond
30
Emotional and Social Needs
Caring for Baby the First Year and Beyond
Explore how parents can support a baby’s emotional and social development.
Emotional and Social Needs
31
Caring for Baby the First Year and Beyond
Financial Assistance
32
Caring for Baby the First Year and Beyond
Financial Assistance
33
COMPLETE THIS SPREADSHEET BE SURE TO MAKE A COPY OF THE SPREADSHEET BEFORE ADDING INFORMATION.
What was the most expensive category in the table?
34
COMPLETE THIS SPREADSHEET BE SURE TO MAKE A COPY OF THE SPREADSHEET BEFORE ADDING INFORMATION.
35
36