Questions? Email Us
Your To-Do Checklist
What's New & Reminders
More Options
Network Options
Medical Options
Benefits & Enrollment Guide (Download PDF)
Dental Options
Rates & Other Benefits
Enroll or Change Coverage
Medical Options
Home Medical Options Network Options Dental Options Life & Accident Vision Health Accounts Biweekly Rates
Table of Contents
Traditional Plan
STAR HSA Plan
Consumer Plus Plan
Keep Your Current Benefits
Opt-Out Benefit
Back to Medical Options
STAR HSA PLAN
Home Medical Options Network Options Dental Options Life & Accident Vision Health Accounts Biweekly Rates
Table of Contents
- You pay a smaller premium than the Traditional Plan, but pay more upfront on healthcare costs with a high deductible.
- You get money in an HSA or HRA for health-related expenses to offset your higher deductible.
- Your Out-of-Pocket Maximum includes what you've paid in Deductible.
- The STAR HSA plan has extra preventive services paid at 100% compared to the other plans. There are also several Preventive Medications covered before the deductible. See page 19 of the
$3,000 single *$6,000 double
*$9,000 family
PEHP pays 80% You pay 20% for medical
Includes Deductible
HSA
HRA
$1,700 single $3,400 double/family
Pay 20% until you reach Out-of-Pocket
*One individual cannot meet more than $4,000 out of pocket on their own. This means once one individual has met their $4,000 out of pocket maximum, they're covered, and in-network expenses are covered 100%.
You pay the contracted cost for medical and pharmacy until deductible is met. Exceptions: preventive services, and some preventive medications
preventive services
Covered Drug List.
Coinsurance
Out-of-Pocket Maximum
Deductible
Back to Medical Options
Traditional Plan
$3,000 individual
$6,000 double
$9,000 family
Home Medical Options Network Options Dental Options Life & Accident Vision Health Accounts Biweekly Rates
Table of Contents
- You pay the highest premium of all the plans, and do not receive HSA contributions.
- It has a lower deductible and gives you predictable costs through fixed co-pays.
- Each family member has their own deductible and out-of-pocket maximum.
- The deductible and out-of-pocket maximum accrue separately.
- You have the option to add a FLEX$ Spending Account (FSA) and/or a Dependent Care Flex.
In addition to Deductible
PEHP pays 80% You pay 20% for medical
$350 individual
Pay 20% until you reach Out-of-Pocket
$700 double/family
Copays & Rx covered before deductible
FLEX$
Dependent
Spending Account (FSA)
Coinsurance
Out-of-Pocket Maximum
Deductible
Care Flex.
Back to Medical Options
Consumer Plus Plan
$6,050 individual
$12,100 double/family
Home Medical Options Network Options Dental Options Life & Accident Vision Health Accounts Biweekly Rates
Table of Contents
- Similar to the STAR HSA Plan with a higher deductible, lower coinsurance, but fewer covered benefits and medications. See the Benefits Guide and Consumer Plus Covered Drug List for what is covered
- You pay a low premium (or no premium on the Summit Network), and your employer puts more money into an HSA or HRA than the STAR HSA Plan to offset a higher limits
- You can participate in wellness programs, including Healthy Utah testing sessions; however, you’re not eligible for rebates
- Your out-of-pocket maximum includes what you've paid towards your deductible.
- Preventive services are still covered at 100% before deductible
Includes Deductible
PEHP pays 70% You pay 30% for medical
$3,000 individual
$6,000 double/family
Pay 30% until you reach Out-of-Pocket
HRA
HSA
Must pay this amount for medical before coinsurance kicks in
Coinsurance
Out-of-Pocket Maximum
Deductible
Preventive services
Medical Networks
A medical network is a group of doctors, hospitals, and other providers that have agreed to accept a specific price for their services. You will need to choose one of these two networks when you enroll.
Home Medical Options Network Options Dental Options Life & Accident Vision Health Accounts Biweekly Rates
Table of Contents
Summit Network
Advantage Network
Provider Directory
See a list of hospitals in each network
Dental Plans
EMI Choice Indemnity
PEHP Preferred Dental
PEHP Traditional Dental
Home Medical Options Network Options Dental Options Life & Accident Vision Health Accounts Biweekly Rates
Table of Contents
Basic HSA Dental
Discount HSA Dental
Opt-Out Benefit
Find a Dentist
Vision Plan
You get vision exams through your medical plan and can shop for frames and lenses using pre-tax dollars in your health accounts. Or, you can also enroll in a supplemental vision plan to cover the bulk of vision costs.
Home Medical Options Network Options Dental Options Life & Accident Vision Health Accounts Biweekly Rates
Table of Contents
Vision Plans through Eyemed
Eye Exams through your Medical Plan* STAR HSA Plan: You get 1 annual vision exam covered at 100% before deductible Traditional Plan: You pay a $35 copay for vision exams Consumer Plus Plan: (Dependents only) 1 vision exam covered at 100% for dependents between age 3-5
Vision Plan Rates
View Vision Plan Benefits
Click Below to Learn More
*You must use an in-network optometrist through your medical network
Term Life & Accident Insurance
URS/PEHP now funds $50,000 of employer-paid Basic Life Insurance coverage at no cost to benefit-eligible employees. Please remember to designate and update your beneficiaries online.
Home Medical Options Network Options Dental Options Life & Accident Vision Health Accounts Biweekly Rates
Table of Contents
PEHP offers life and accident insurance plans to ensure your loved-ones are covered in the event of your death or disability. You can purchase up to $500,000 of life insurance for both you and your spouse, and up to $15,000 of life insurance for your dependents. You can also purchase an Accidentally Death and Dismemberment (AD&D) policy up to $250,000.
More Info
You can enroll, terminate, or change your Life & Accident policies any time during the year – you do NOT have to wait for Open Enrollment.
Health Accounts
HSA
HRA
Home Medical Options Network Options Dental Options Life & Accident Vision Health Accounts Biweekly Rates
Table of Contents
Health Equity
FLEX$
Dependent Daycare FLEX$
Limited FLEX$
For more information about FLEX$, HSAs, or HRAs, call 801-366-7503 or 800-753-7703
Rates & Other Benefits
Benefits Guide
Biweekly Rates
Cash Back & Cost Tools
Life Assistance Counseling
Optional Benefits
Retirement Health Insurance& Medicare
Discounts
Rates & Other Benefits
URS
Financial Wellness Counseling
Individual Retirement Planning Sessions
The Secret
Employer Match
URS/PEHP employees only
URS Savings Plans
Rates & Other Benefits
Optional Benefits
Legal Plans
Rates & Other Benefits
Blomquist Hale
- Life Assistance Counseling
- PEHP pays 100%
- Dependents covered too
- No approval needed
Call to set an appointment: 800-926-9619
Are you a First Responder?
Learn More
Optional Benefits
Health Equity
If you enroll in the STAR HSA or Consumer Plus plans, and are eligible for a health savings account, HealthEquity administers your HSA account. Visit their website to learn how to accelerate your health savings with a HealthEquity account. Once your HealthEquity HSA is opened, you can access that directly from PEHP’s website (My Benefits > Access HealthEquity HSA Account) or from HealthEquity’s app.
Webinars
Videos
Articles
More Info
Optional Benefits
Mountain America Credit Union
»Web: macu.com/mystyle-checking
Optional Benefits
my529 is Utah’s official 529 educational savings plan.my529 funds may be used for qualified higher education expenses, which also include K-12 tuition expenses, qualified education loan repayments and registered apprenticeships.
Learn More
FAQ
Videos
Optional Benefits
MetLife Legal Plans
With a MetLife Legal Plan, you can get access to comprehensive legal services at an affordable cost of $19.25/month. No deductible, no claim forms, or usage limits for covered services. FOR MORE INFORMATION » Phone: 1-800-821-6400 » Web: info.legalplans.com/4940010
More Info
Questions? Email Us
Your To-Do Checklist
What's New & Reminders
More Options
Network Options
Medical Options
Benefits & Enrollment Guide (Download PDF)
Dental Options
Rates & Other Benefits
Enroll or Change Coverage
URS/PEHP Open Enrollment 2026
jacob.mccann
Created on April 14, 2026
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Questions? Email Us
Your To-Do Checklist
What's New & Reminders
More Options
Network Options
Medical Options
Benefits & Enrollment Guide (Download PDF)
Dental Options
Rates & Other Benefits
Enroll or Change Coverage
Medical Options
Home Medical Options Network Options Dental Options Life & Accident Vision Health Accounts Biweekly Rates
Table of Contents
Traditional Plan
STAR HSA Plan
Consumer Plus Plan
Keep Your Current Benefits
Opt-Out Benefit
Back to Medical Options
STAR HSA PLAN
Home Medical Options Network Options Dental Options Life & Accident Vision Health Accounts Biweekly Rates
Table of Contents
$3,000 single *$6,000 double *$9,000 family
PEHP pays 80% You pay 20% for medical
Includes Deductible
HSA
HRA
$1,700 single $3,400 double/family
Pay 20% until you reach Out-of-Pocket
*One individual cannot meet more than $4,000 out of pocket on their own. This means once one individual has met their $4,000 out of pocket maximum, they're covered, and in-network expenses are covered 100%.
You pay the contracted cost for medical and pharmacy until deductible is met. Exceptions: preventive services, and some preventive medications
preventive services
Covered Drug List.
Coinsurance
Out-of-Pocket Maximum
Deductible
Back to Medical Options
Traditional Plan
$3,000 individual $6,000 double $9,000 family
Home Medical Options Network Options Dental Options Life & Accident Vision Health Accounts Biweekly Rates
Table of Contents
In addition to Deductible
PEHP pays 80% You pay 20% for medical
$350 individual
Pay 20% until you reach Out-of-Pocket
$700 double/family
Copays & Rx covered before deductible
FLEX$
Dependent
Spending Account (FSA)
Coinsurance
Out-of-Pocket Maximum
Deductible
Care Flex.
Back to Medical Options
Consumer Plus Plan
$6,050 individual $12,100 double/family
Home Medical Options Network Options Dental Options Life & Accident Vision Health Accounts Biweekly Rates
Table of Contents
Includes Deductible
PEHP pays 70% You pay 30% for medical
$3,000 individual $6,000 double/family
Pay 30% until you reach Out-of-Pocket
HRA
HSA
Must pay this amount for medical before coinsurance kicks in
Coinsurance
Out-of-Pocket Maximum
Deductible
Preventive services
Medical Networks
A medical network is a group of doctors, hospitals, and other providers that have agreed to accept a specific price for their services. You will need to choose one of these two networks when you enroll.
Home Medical Options Network Options Dental Options Life & Accident Vision Health Accounts Biweekly Rates
Table of Contents
Summit Network
Advantage Network
Provider Directory
See a list of hospitals in each network
Dental Plans
EMI Choice Indemnity
PEHP Preferred Dental
PEHP Traditional Dental
Home Medical Options Network Options Dental Options Life & Accident Vision Health Accounts Biweekly Rates
Table of Contents
Basic HSA Dental
Discount HSA Dental
Opt-Out Benefit
Find a Dentist
Vision Plan
You get vision exams through your medical plan and can shop for frames and lenses using pre-tax dollars in your health accounts. Or, you can also enroll in a supplemental vision plan to cover the bulk of vision costs.
Home Medical Options Network Options Dental Options Life & Accident Vision Health Accounts Biweekly Rates
Table of Contents
Vision Plans through Eyemed
Eye Exams through your Medical Plan* STAR HSA Plan: You get 1 annual vision exam covered at 100% before deductible Traditional Plan: You pay a $35 copay for vision exams Consumer Plus Plan: (Dependents only) 1 vision exam covered at 100% for dependents between age 3-5
Vision Plan Rates
View Vision Plan Benefits
Click Below to Learn More
*You must use an in-network optometrist through your medical network
Term Life & Accident Insurance
URS/PEHP now funds $50,000 of employer-paid Basic Life Insurance coverage at no cost to benefit-eligible employees. Please remember to designate and update your beneficiaries online.
Home Medical Options Network Options Dental Options Life & Accident Vision Health Accounts Biweekly Rates
Table of Contents
PEHP offers life and accident insurance plans to ensure your loved-ones are covered in the event of your death or disability. You can purchase up to $500,000 of life insurance for both you and your spouse, and up to $15,000 of life insurance for your dependents. You can also purchase an Accidentally Death and Dismemberment (AD&D) policy up to $250,000.
More Info
You can enroll, terminate, or change your Life & Accident policies any time during the year – you do NOT have to wait for Open Enrollment.
Health Accounts
HSA
HRA
Home Medical Options Network Options Dental Options Life & Accident Vision Health Accounts Biweekly Rates
Table of Contents
Health Equity
FLEX$
Dependent Daycare FLEX$
Limited FLEX$
For more information about FLEX$, HSAs, or HRAs, call 801-366-7503 or 800-753-7703
Rates & Other Benefits
Benefits Guide
Biweekly Rates
Cash Back & Cost Tools
Life Assistance Counseling
Optional Benefits
Retirement Health Insurance& Medicare
Discounts
Rates & Other Benefits
URS
Financial Wellness Counseling
Individual Retirement Planning Sessions
The Secret
Employer Match
URS/PEHP employees only
URS Savings Plans
Rates & Other Benefits
Optional Benefits
Legal Plans
Rates & Other Benefits
Blomquist Hale
Call to set an appointment: 800-926-9619
Are you a First Responder?
Learn More
Optional Benefits
Health Equity
If you enroll in the STAR HSA or Consumer Plus plans, and are eligible for a health savings account, HealthEquity administers your HSA account. Visit their website to learn how to accelerate your health savings with a HealthEquity account. Once your HealthEquity HSA is opened, you can access that directly from PEHP’s website (My Benefits > Access HealthEquity HSA Account) or from HealthEquity’s app.
Webinars
Videos
Articles
More Info
Optional Benefits
Mountain America Credit Union
»Web: macu.com/mystyle-checking
Optional Benefits
my529 is Utah’s official 529 educational savings plan.my529 funds may be used for qualified higher education expenses, which also include K-12 tuition expenses, qualified education loan repayments and registered apprenticeships.
Learn More
FAQ
Videos
Optional Benefits
MetLife Legal Plans
With a MetLife Legal Plan, you can get access to comprehensive legal services at an affordable cost of $19.25/month. No deductible, no claim forms, or usage limits for covered services. FOR MORE INFORMATION » Phone: 1-800-821-6400 » Web: info.legalplans.com/4940010
More Info
Questions? Email Us
Your To-Do Checklist
What's New & Reminders
More Options
Network Options
Medical Options
Benefits & Enrollment Guide (Download PDF)
Dental Options
Rates & Other Benefits
Enroll or Change Coverage