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Generali Expat Health

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Transcript

generali

EXPAT

MEDCARE

Index

National Portfolio

Expat MedCare

GENERALI EXPAT Prime MedCare

GENERALI Salud Opción

GENERALI Elección

GENERALI EXPAT Top MedCare

GENERALI Salud Opción Single

GENERALI Salud Total

Generali

EXPAT MEDCARE

01

Introduction

Title

Introduction

What is Generali Expat MEDCARE?

The Generali Expat Medcare range offers a comprehensive health solution specially designed for expatriates, combining unlimited access to medical services with a network of over 51,000 points of care. This coverage allows for high-quality medical and hospital assistance through a prestigious medical team, including hospitals, clinics, and specialised centres, ensuring continuous and unrestricted care within the national territory.

Title

Introduction

competitive advantages

From the customer's point of view

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Title

Title

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Usual use between 8-10 medical acts per year

It is a service policy

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Contracting safety

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Satisfaction in use

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Title

Introduction

competitive advantages

From the mediator's perspective

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High loyalty, average duration 13 years in portfolio

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Mediator profitability

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Autonomous management

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Long-term value

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Title

Introduction

Reasons for hiring

Avoid waiting lists

Speed of service

  • In 2024, the average waiting time for a surgical intervention is over 126 days (11% of patients wait more than 6 months).
  • For outpatient consultations, the average waiting time is 105 days.

Direct access to specialist doctors

Quick use of emergency services

Title

Introduction

reasons for hiring

Peace of mind when receiving medical attention when needed

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Obtaining diagnostic tests without delays

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Start treatments as soon as possible

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You have the Second Medical Option service

Title

Introduction

Reasons for hiring

Comfort

  • Waiting lists are increasing without pause.
  • In 2024, more than 846,583 people remain on surgical waiting lists in public healthcare.

Prioritise your schedule when scheduling an appointment

Manage services from the APP

You use Video Consultation and Teleconsultation

Enjoy a single room in case of hospitalisation

Title

Introduction

generali and sanitas

  • With this agreement, Sanitas becomes GENERALI's strategic health partner and guarantees its 150,000 health clients access to the highest quality care and the broadest health offer.
  • GENERALI will continue marketing its own health offerings through its network of intermediaries as before, and its clients will benefit from access to the highest standards of health management with Sanitas, with over 60 years of experience in healthcare, a wide network of own and affiliated centres, and the most innovative digital medicine tools.
  • The agreement will last for 10 years.

2.4 million insured (20.3% market share)

+140,000 GENERALI insured

generali

EXPAT MEDCARE

02

expat range medcare

generali

EXPAT MEDCARE

02

GENERALI expat prime medcare

GENERALI EXPAT Prime MedCare

Title

What is Generali EXPAT PRIME MEDCARE?

A health insurance that provides unlimited medical and hospital assistance, allowing you to choose from a recognised medical network. The medical network offers over 51,000 service points with access to a wide network of hospitals, clinics, and medical centres.

CONTRACT AGE

Legal Resident in Spain with NIE up to 74 years old

GENERALI EXPAT Prime MedCare

Title

ACCEPTANCE RULES

The product is designed for insured individuals from the following countries:

  • EU: Germany, Austria, Belgium, Croatia, Denmark, Estonia, Finland, France, Greece, Ireland, Italy, Lithuania, Luxembourg, Netherlands, Poland, Portugal, and Sweden. Bulgaria will also be included under special conditions.
  • EEA: Norway, Liechtenstein, and Iceland
  • Other European countries: Andorra, Monaco, United Kingdom, San Marino, Switzerland
  • North America: Canada and United States

GENERALI EXPAT Prime MedCare

Title

Advantages

Full and unlimited coverage

Wellness Program

Easy access

Advanced digital services

Subscription in languages

Unlimited coverage in medical network

Travel assistance

Documentation in English

Reduced deficiencies

GENERALI EXPAT Prime MedCare

Title

MANDATORY GUARANTEES

Assistance

Primary

Specialties

Medical and

Surgical

Assistance

While Traveling

Medicine

Preventive

GENERALI EXPAT Prime MedCare

Title

MANDATORY GUARANTEES

01

General Medicine

Assistance

Primary

02

Pediatrics

03

AT and Nursing

Specialties

Medical and

Surgical

04

Podology

6 annual podiatry sessions, unless foot pathology

Assistance

While Traveling

05

Psychologist

4 consultations per month / 20 consultations per year

06

Home Emergency Medical Services

Medicine

Preventive

GENERALI EXPAT Prime MedCare

Title

MANDATORY GUARANTEES

01

Recognised specialties by the Medical College

Assistance

Primary

02

Tests and analyses

Specialties

Medical and

Surgical

03

Ambulance service

04

Rehabilitation

05

Assistance at partnered clinics

Assistance

While Traveling

  • Medical.
  • Surgical.
  • Psychiatric.
  • Childbirth.

Medicine

Preventive

GENERALI EXPAT Prime MedCare

Title

MANDATORY COVERAGE

Assistance

Primary

01

Medical assistance due to illness or accident.

Specialties

Medical and

Surgical

02

Trips not exceeding 90 days per trip.

Assistance

While Traveling

03

Coverage worldwide.

04

Up to €35,000 per insured for medical expenses.

Medicine

Preventive

GENERALI EXPAT Prime MedCare

Title

MANDATORY GUARANTEES

Assistance

Primary

Specialties

Medical and

Surgical

Assistance

While Traveling

01

Medical, gynecological check-ups

02

Three preventive medicine programs based on the insured's age

Medicine

Preventive

GENERALI EXPAT Prime MedCare

Title

Optional Guarantees

Reimbursement of

fees

Primary, Obstetrics and Gynaecology Assistance

Hospitalisation

Daily per illness

illness and accident

Assistance

Dental

GENERALI EXPAT Prime MedCare

Title

Optional Coverages

01

80% of the expense outside the medical network up to the allowed limit.

Reimbursement of

fees

Primary, Obstetrics and Gynaecology Assistance

  • Primary Assistance: €5,000
  • Gynaecology and Obstetrics: €15,000

Hospitalisation

Daily per illness

Illness and accident

Assistance

Dental

GENERALI EXPAT Prime MedCare

Title

Optional Guarantees

Reimbursement of

Fees

Primary Assistance, Obstetrics and Gynecology

01

Options for daily capital contracted for 20, 40 or 60€

02

Maximum indemnity period of 120 days.

Hospitalization

Daily per illness

Illness and accident

03

Double capital for admission to ICU/UCI

04

Children under 5 years or over 65 limited to hospitalisation for surgical intervention.

Assistance

Dental

GENERALI EXPAT Prime MedCare

Title

Optional Guarantees

Reimbursement of

fees

Primary Assistance, Obstetrics and Gynaecology

01

Services at no cost to the insured:

  • Oral diagnosis.
  • Extractions.
  • X-rays.
  • Prevention (annual cleaning).
  • Fillings in minors under 14 on permanent teeth.

Hospitalisation

Daily for illness

illness and accident

Assistance

Dental

02

Other services at standard rates.

GENERALI EXPAT Prime MedCare

Title

Other services

A programme that encompasses a wide range of wellbeing and health services provided by Dentycard through its DSalus programme, with more advantageous rates than private providers.

Not required for specialist consultations or most diagnostic tests that do not require hospitalisation or sedation

Online authorisations and medical expense reimbursements via website and App.

24-hour service. Offers online prescription of prescriptions

World's most prestigious professionals to advise in case of serious illness.

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Title

Title

Title

Title

Title

Mobile / Web App

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Required Authorisations

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Second Medical Opinion

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Telemedicine and video consultation

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Wellness Programme

Enter a brief description here

generali

EXPAT MEDCARE

02

GENERALI expat TOP medcare

GENERALI EXPAT Top MedCare

Title

What is Generali EXPAT top MEDCARE?

It is a mixed health insurance (unlimited healthcare assistance plus medical expense reimbursement) that provides a comprehensive, high-quality service to its policyholders. Allows unlimited medical and hospital assistance, with the option to choose from a recognised medical network with over 51,000 service points and access to a wide network of hospitals, clinics, and medical centres. Medical and hospital assistance can be received in two ways:

  • Through the medical network unlimited.
  • Choosing from medical and surgical services in Spain, with the security that Generali will reimburse the cost within the capital limits and a 20% deductible.

GENERALI EXPAT Top MedCare

Title

ACCEPTANCE RULES

The product is designed for insured individuals from the following countries:

  • EU: Germany, Austria, Belgium, Croatia, Denmark, Estonia, Finland, France, Greece, Ireland, Italy, Lithuania, Luxembourg, Netherlands, Poland, Portugal, and Sweden. Bulgaria will also be included under special conditions.
  • EEA: Norway, Liechtenstein, and Iceland
  • Other European countries: Andorra, Monaco, United Kingdom, San Marino, Switzerland
  • North America: Canada and United States

GENERALI EXPAT Top MedCare

Title

What is Generali EXPAT top MEDCARE?

MAXIMUM CAPITALS

50,000 €

150,000 €

300,000 €

CONTRACT AGE

Legal Resident in Spain with NIE up to 74 years old

GENERALI EXPAT Top MedCare

Title

Advantages

Full and unlimited coverage

Wellness Program

Simplified access

Advanced digital services

Subscription in languages

Unlimited coverage in medical network

Travel Assistance

10

Reimbursement

Documentation in English

Reduced Gaps

GENERALI EXPAT Top MedCare

Title

Contracting GUARANTEES

Guarantees

Basic

Guarantees

Guarantees

Optional

Optional

GENERALI EXPAT Top MedCare

Title

Contractual Guarantees

01

Primary Assistance

02

Medical and Surgical Specialties

03

Travel Assistance

Guarantees

04

Preventive Medicine

Basic

05

Medical Expenses Reimbursement

Guarantees

Guarantees

Optional

Optional

GENERALI EXPAT Top MedCare

Title

Hiring Guarantees

01

Primary Assistance

02

Medical and Surgical Specialities

03

Travel Assistance

Guarantees

04

Preventive Medicine

Basic

05

Medical expense reimbursement

01

Daily hospitalisation for illness and accident.

Guarantees

Optional

02

Dental Assistance

GENERALI EXPAT Top MedCare

Title

Other services

A programme that encompasses a wide range of wellness and health services provided by Dentycard through its DSalus programme, with more advantageous rates than private options.

Not required for specialist consultations or most diagnostic tests that do not require hospitalisation or sedation

Online medical expense authorisations and reimbursements via web and app.

24-hour support service. Offers online prescription of medications

World's leading professionals to advise in case of serious illness.

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Title

Title

Title

Title

Title

Mobile App / Web

Write a brief description here

Required Authorisations

Write a brief description here

Second Medical Opinion

Write a brief description here

Telemedicine and video consultations

Write a brief description here

Wellness Programme

Write a brief description here

generali

salud

03

GENERALI national portfolio

National product portfolio

Generali

salud opción

single

Generali

salud opción

Generali

ENFERMEDADES

Generali

GRAVES

MIsalud

ESENCIAL

generali

EXPAT MEDCARE

THANK YOU