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BdE
Created on February 4, 2026
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Financial Stability
Greater competition would drive down interest rates, making it easier for customers to repay their loans
Lower interest rates
Faced with smaller profits, traditional banks could adopt a riskier profile in pursuit of higher returns
Lower bank income
Effect of greater competition from fintechs on financial stability
BdE
Created on February 4, 2026
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Transcript
Financial Stability
Greater competition would drive down interest rates, making it easier for customers to repay their loans
Lower interest rates
Faced with smaller profits, traditional banks could adopt a riskier profile in pursuit of higher returns
Lower bank income