UNDERSTANDING DEPENDENTS & BENEFICIARIES
A Guide to Making the Right Designations
Start
As part of our commitment to helping you make the most of your Total Rewards benefits, we want to clarify two important terms that often come up during benefits enrollment: dependent and beneficiary. Click each item below. Once complete, click Next to continue.
Dependent
Beneficiary
NEXT
KEY DIFFERENCES
NEXT
Understanding the difference helps ensure your benefits are set up correctly and your loved ones are protected. During enrollment, you’ll be asked to add dependents for coverage and designate beneficiaries for applicable plans like life insurance and retirement accounts
WHY IT MATTERS
Title
Use this side to give more information about a topic.
Subtitle
NEXT
Thanks for taking the time to learn more about your benefits! If you have questions or need help updating your dependents, please create a Workday Help Case.
What is a Dependent?
A dependent is someone you include in your benefit coverage—typically your spouse or children. For example, if you enroll in medical, dental, or vision insurance, you may choose to cover your spouse or children under your plan. Dependents are eligible for coverage based on specific criteria, such as age limits (usually up to age 26 for children) and legal relationship status.
What is a Beneficiary?
A beneficiary, on the other hand, is the person (or people) you designate to receive benefits—such as life insurance payouts—in the event of your death. Beneficiaries can be anyone you choose: a family member, friend, or even a trust. You can assign primary and secondary beneficiaries, and they do not need to be dependents.
UNDERSTANDING DEPENDENTS & BENEFICIARIES
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Transcript
UNDERSTANDING DEPENDENTS & BENEFICIARIES
A Guide to Making the Right Designations
Start
As part of our commitment to helping you make the most of your Total Rewards benefits, we want to clarify two important terms that often come up during benefits enrollment: dependent and beneficiary. Click each item below. Once complete, click Next to continue.
Dependent
Beneficiary
NEXT
KEY DIFFERENCES
NEXT
Understanding the difference helps ensure your benefits are set up correctly and your loved ones are protected. During enrollment, you’ll be asked to add dependents for coverage and designate beneficiaries for applicable plans like life insurance and retirement accounts
WHY IT MATTERS
Title
Use this side to give more information about a topic.
Subtitle
NEXT
Thanks for taking the time to learn more about your benefits! If you have questions or need help updating your dependents, please create a Workday Help Case.
What is a Dependent?
A dependent is someone you include in your benefit coverage—typically your spouse or children. For example, if you enroll in medical, dental, or vision insurance, you may choose to cover your spouse or children under your plan. Dependents are eligible for coverage based on specific criteria, such as age limits (usually up to age 26 for children) and legal relationship status.
What is a Beneficiary?
A beneficiary, on the other hand, is the person (or people) you designate to receive benefits—such as life insurance payouts—in the event of your death. Beneficiaries can be anyone you choose: a family member, friend, or even a trust. You can assign primary and secondary beneficiaries, and they do not need to be dependents.