Red Bull Follow Up Slides 11102025

“Got my daughter’s bill knocked down from $800 to a $30 co-pay! I love Reclaim! ”

Dena, Reclaim user

Optimizing every dollar spent on healthcare with AI.

Follow-up 11/10/2025

Contents

Reclaim pricing with performance guarantee

HRA service flows to minimize denials

Data request to validate opportunity analysis

Employee spotlight

Employee spotlight

"Thank you for reviewing my current medical plan spending and recommending I change plans because I am overpaying! Very helpful!"

First name

Role and perhaps context as to how much she got in payouts.

"I had no clue I am owed money. Thank you very much for helping me get reimbursed! Very much appreciated!"

"I had no clue I am owed money. Thank you very much for helping me get reimbursed! Very much appreciated!"

First name

First name

First name

Role and perhaps context as to how much she got in payouts.

Role and perhaps context as to how much she got in payouts.

Role and perhaps context as to how much she got in payouts.

Without decison support

Performance based pricing proposal for Reclaim's healthcare financial advocacy.

Proposed pricing based on a 3-year agreement and automatic enrollment model.

[1] If Reclaim does not achieve Milestone 1, Reclaim will reimburse the difference between the base discounted rate and the total amount recovered. [2] When a financial recovery milestone is achieved, Reclaim earns a PEPM rate increase; the rate increase is retroactive to day 1 of the contract and capped at the Full Rate. One-time implementation fee of $15,000. Agreement to provide reference.

confidential & proprietary

Employee spotlight

Employee spotlight

"Thank you for reviewing my current medical plan spending and recommending I change plans because I am overpaying! Very helpful!"

First name

Role and perhaps context as to how much she got in payouts.

"I had no clue I am owed money. Thank you very much for helping me get reimbursed! Very much appreciated!"

"I had no clue I am owed money. Thank you very much for helping me get reimbursed! Very much appreciated!"

First name

First name

First name

Role and perhaps context as to how much she got in payouts.

Role and perhaps context as to how much she got in payouts.

Role and perhaps context as to how much she got in payouts.

HRA/FSA enhanced process

Minimizing HRA denials and frustrations and preventing FSA forfeitures.

HRA

IDEAL SERVICE FLOW

Member uses card to pay

WEX approves, denial avoided

WEX checks with Reclaim

Documentation needed by WEX

SAFETY NET SERVICE FLOW

Documentation needed by WEX

Member uses card to pay

WEX denies payment

WEX approves, issue resolved

Member informs Reclaim

Reclaim offers WEX substantiation

FSA

WEX substantiates given FSA balance

WEX processes reimbursement

FSA forefeiture averted

Reclaim identify eligible services year end

Reclaim submits eligible services to WEX

confidential & proprietary

Employee spotlight

Employee spotlight

"Thank you for reviewing my current medical plan spending and recommending I change plans because I am overpaying! Very helpful!"

First name

Role and perhaps context as to how much she got in payouts.

"I had no clue I am owed money. Thank you very much for helping me get reimbursed! Very much appreciated!"

"I had no clue I am owed money. Thank you very much for helping me get reimbursed! Very much appreciated!"

First name

First name

First name

Role and perhaps context as to how much she got in payouts.

Role and perhaps context as to how much she got in payouts.

Role and perhaps context as to how much she got in payouts.

Data and validation

Data request to validate our opportunity analysis.

We would love to compare your population insights to our benchmarks across our BoB and validate the opportunity.

Primary

Census

Summary plan descriptions (SPDs)

WEX approves, issue resolved

Benefit brochures

PMPM cost by type of service (inpatient, outpatient, ER, Rx, office, diagnsotic, mental health)

Inpatient admit and ER visit rates

confidential & proprietary

Employee spotlight

Employee spotlight

"Thank you for reviewing my current medical plan spending and recommending I change plans because I am overpaying! Very helpful!"

First name

Role and perhaps context as to how much she got in payouts.

"I had no clue I am owed money. Thank you very much for helping me get reimbursed! Very much appreciated!"

"I had no clue I am owed money. Thank you very much for helping me get reimbursed! Very much appreciated!"

First name

First name

First name

Role and perhaps context as to how much she got in payouts.

Role and perhaps context as to how much she got in payouts.

Role and perhaps context as to how much she got in payouts.

Data and validation

Additional data that can wait to be validated until we ingest your claims data.

Below are additional elements that can further help refine our validation.

Secondary

GLP-1 spend, generic dispensing rate, specialty drug utilization, top 10 drug categories by cost

Top 5 high-cost conditions, percentage of members with (mutliple) chronic conditions

WEX approves, issue resolved

High-cost claims threshold (stop loss), % claims exceeding threshold, high claimant total spend

ER visits resulting in admission, urgent/telehealth/primary/specialty care visit rates

Prior authorization denial rates

confidential & proprietary

Employee spotlight

Employee spotlight

"Thank you for reviewing my current medical plan spending and recommending I change plans because I am overpaying! Very helpful!"

First name

Role and perhaps context as to how much she got in payouts.

"I had no clue I am owed money. Thank you very much for helping me get reimbursed! Very much appreciated!"

"I had no clue I am owed money. Thank you very much for helping me get reimbursed! Very much appreciated!"

First name

First name

First name

Role and perhaps context as to how much she got in payouts.

Role and perhaps context as to how much she got in payouts.

Role and perhaps context as to how much she got in payouts.