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Claim Advo CE - Scenario #2 - Luna

Lemonade

Created on October 16, 2025

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Transcript

Scenario #2

Luna

Start

TL;DR + Claim Media

No claim media was provided since the claim was filed as a follow.

Pre-Existing Conditions

Claim Lifecycle

Next

Claim Overview

  • Policy Information:
    • Policy Started On: 9/2/2024
    • Illness Eligible From: 9/16/2024
    • Orthopedic Coverage Eligible From: 10/2/2024
    • Policy Type: Cian, Vet Visit Fee add-on, basic Prev Care add-on
  • Claim Information:
    • Claim Filed On: 3/22/2025
    • Occurrence Date Per PH: 3/13/2025
    • Vet Visit Date Per PH: 3/21/2025
    • Claimed Condition: Hypoadrenocorticism (Addison's Disease)
  • MRR?:
    • MRR was previously completed
  • Pre-Existing Conditions?:
    • Recessed vulva, blocked tear duct, ocular discharge, otitis externa

Next

Invoice

The submitted invoice is below (client information intentionally omitted):

How would you proceed with this claim with the information provided to you? Do we need additional information? Why or why not? Think about it before proceeding to the following page!

Next

Claim Investigation Determination

Done thinking? Click on the image below to see how you should proceed with this claim!

Do we need additional information?

Do we need additional MR?

Defend your reasoning!

Next

Invoice

Bonus question! We received an additional invoice (client information intentionally omitted):

Do we need additional information?

Answer Reveal!

Do we proceed with our claim?

Defend your reasoning!

End

Do we need additional information?: Yes Do we need additional MR?: No Why?: The invoice the PH submitted is not an actual invoice. So while we don't need to delay the claim for an MRR or additional MR, we do need to delay the claim due to missing a complete, finalized invoice.
Do we need additional information?: No Do we proceed with the claim?: Yes Why?: Even though this invoice is grainy/blurry, we have all the information we require to proceed with the claim. And since we know that Percorten treats Addison's disease, and Addison's is not pre-existing, we can cover the claim without investigating further.