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Bodily Injury Liability
This helps cover the costs of accident-related injuries incurred by the other party in an accident you’re directly liable for.
Property Damage Liability
This helps cover the cost of property damage that you’re directly liable for in an accident. EX: You drive over a patch of ice which causes you to lose control of your vehicle and hit someone’s fence. The property owner who has the fence would be paid under these limits.
Underinsured Motorists
Pays for the difference between your actual damages for injuries and the liability insurance limits on the at-fault driver’s insurance policy if it’s not enough to cover your damages they owe for.
Comprehensive Coverage
Covers your vehicle’s damages that result from “other than collision” losses after your deductible is met. This includes covering glass and windshield plus damages from weather-related conditions, animals, falling objects, or if you’re vehicle is stolen are typically covered under comprehensive.
Uninsured Motorists Property Damage
Covers your vehicle’s damages if involved in an accident with an uninsured at-fault driver or a hit-and-run vehicle.
Collision Coverage
This covers your vehicle’s physical damage from a direct impact or accident loss with another object or vehicle or upset of vehicle after your deductible is met. EX: Your car is rear-ended, which pushes your car into the car in front of you. The collision coverage pays for your front and rear damages after your deductible is met.
Roadside Assistance or
Towing & Labor
If your vehicle becomes disabled, this may cover any towing, roadside, and labor costs to have it moved from its place of disablement.
Rental Reimbursement
May cover rental car expenses up to specific limits during repairs on a covered claim.
Medical Payments or Personal Injury Protection (PIP)
Medical Payments covers accident-related medical bills and funeral costs.
PIP covers what Medical Payments does as well as lost wages, disability benefits and household services.
Back
A personal umbrella policy provides extra liability protection from the unexpected that goes beyond your standard liability limits on your existing policies. This helps better protect your assets from large lawsuits if you are found to hold any liability on a covered claim.
Personal Umbrella
Pet Insurance
Scroll down to the bottom of the page for our pet insurance options!
Flood Insurance
Earthquake
Need a Flood or Earthquake Insurance policy or endorsement? Ask us about our options!
Back
Safety Riding ApparelHelmet, boots, eyewear, gloves, jackets
Guest Passenger LiabilityCovers your passenger’s medical expenses when you’re legally liable for an accident involving you operating your motorcycle.
Accessory CoverageMay provide extra protection for non-OEM installed accessories if not originally installed by the manufacturer. These may include: Chrome accessories, wheels, custom paint, engine modifications, trike conversion kits, electronics
E-Bike Coverage Are you and your electric bike properly insured? Ask us about coverage options!
Back
Back
Bodily Injury Liability
Protects you if you’re liable in a covered accident for injuries sustained to a water skier or even injuries to someone in and around your boat.
Property Damage Liability Covers other damaged property that you are found liable for which could be anything from damage to a boat dock, damage to another boat, and injuries sustained after a collision with another boat.
Back
Back
Do you use your personal auto for your business operations?Does your employer require you to use your personal auto for business purposes? Commercial auto policies are designed to protect you from claims that arise from using your vehicle for business-related purposes.
Do you own a small business? Are you and your business protected from potential risk exposures? Business owners (BOP) policies are designed to protect your business property that you use in your business such as buildings and business personal property.
Back
What else does Boat Insurance cover?
Medical Payments
This helps cover the cost of medical care provided to you as the result of a boat accident. This coverage protects anyone occupying your boat.
Bodily Injury and Property Damage Liability
If you're legally responsible for causing damages to one's property or causing bodily injuries to passengers while operating your boat, your personal liability coverage will kick in when lawsuits arise.
Coverage may be provided for on-water towing services from a national dispatch center for quick and easy boat towing.
On-Water Towing
May automatically provide you coverage within a certain coastal navigation limit from the coastal United States and their respective territories.
Coastal Navigation
During a National Weather Service hurricane watch or warning, you may have your boat professionally hauled out for the county in which the boat is located up to a certain limit.
Hurricane Haul Out
RV Helmet, boots, eyewear, gloves, jackets
RV May provide extra protection for non-OEM installed accessories if not originally installed by the manufacturer. These may include: Chrome accessories, wheels, custom paint, engine modifications, trike conversion kits, electronics
RV Covers your passenger’s medical expenses when you’re legally liable for an accident involving you operating your motorcycle.
RV Are you and your electric bike properly insured? Ask us about coverage options!
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Learn More
Learn More
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Back
Bodily Injury Liability
This helps cover the costs of accident-related injuries incurred by the other party in an accident you’re directly liable for.
Property Damage Liability
This helps cover the cost of property damage that you’re directly liable for in an accident. EX: You drive over a patch of ice which causes you to lose control of your vehicle and hit someone’s fence. The property owner who has the fence would be paid under these limits.
Underinsured Motorists
Pays for the difference between your actual damages for injuries and the liability insurance limits on the at-fault driver’s insurance policy if it’s not enough to cover your damages they owe for.
Comprehensive Coverage
Covers your vehicle’s damages that result from “other than collision” losses after your deductible is met. This includes covering glass and windshield plus damages from weather-related conditions, animals, falling objects, or if you’re vehicle is stolen are typically covered under comprehensive.
Uninsured Motorists Property Damage
Covers your vehicle’s damages if involved in an accident with an uninsured at-fault driver or a hit-and-run vehicle.
Collision Coverage
This covers your vehicle’s physical damage from a direct impact or accident loss with another object or vehicle or upset of vehicle after your deductible is met. EX: Your car is rear-ended, which pushes your car into the car in front of you. The collision coverage pays for your front and rear damages after your deductible is met.
Roadside Assistance or Towing & Labor
If your vehicle becomes disabled, this may cover any towing, roadside, and labor costs to have it moved from its place of disablement.
Rental Reimbursement
May cover rental car expenses up to specific limits during repairs on a covered claim.
Medical Payments or Personal Injury Protection (PIP)
Medical Payments covers accident-related medical bills and funeral costs. PIP covers what Medical Payments does as well as lost wages, disability benefits and household services.
Back
A personal umbrella policy provides extra liability protection from the unexpected that goes beyond your standard liability limits on your existing policies. This helps better protect your assets from large lawsuits if you are found to hold any liability on a covered claim.
Personal Umbrella
Pet Insurance
Scroll down to the bottom of the page for our pet insurance options!
Flood Insurance
Earthquake
Need a Flood or Earthquake Insurance policy or endorsement? Ask us about our options!
Back
Safety Riding ApparelHelmet, boots, eyewear, gloves, jackets
Guest Passenger LiabilityCovers your passenger’s medical expenses when you’re legally liable for an accident involving you operating your motorcycle.
Accessory CoverageMay provide extra protection for non-OEM installed accessories if not originally installed by the manufacturer. These may include: Chrome accessories, wheels, custom paint, engine modifications, trike conversion kits, electronics
E-Bike Coverage Are you and your electric bike properly insured? Ask us about coverage options!
Back
Back
Bodily Injury Liability Protects you if you’re liable in a covered accident for injuries sustained to a water skier or even injuries to someone in and around your boat.
Property Damage Liability Covers other damaged property that you are found liable for which could be anything from damage to a boat dock, damage to another boat, and injuries sustained after a collision with another boat.
Back
Back
Do you use your personal auto for your business operations?Does your employer require you to use your personal auto for business purposes? Commercial auto policies are designed to protect you from claims that arise from using your vehicle for business-related purposes.
Do you own a small business? Are you and your business protected from potential risk exposures? Business owners (BOP) policies are designed to protect your business property that you use in your business such as buildings and business personal property.
Back
What else does Boat Insurance cover?
Medical Payments
This helps cover the cost of medical care provided to you as the result of a boat accident. This coverage protects anyone occupying your boat.
Bodily Injury and Property Damage Liability
If you're legally responsible for causing damages to one's property or causing bodily injuries to passengers while operating your boat, your personal liability coverage will kick in when lawsuits arise.
Coverage may be provided for on-water towing services from a national dispatch center for quick and easy boat towing.
On-Water Towing
May automatically provide you coverage within a certain coastal navigation limit from the coastal United States and their respective territories.
Coastal Navigation
During a National Weather Service hurricane watch or warning, you may have your boat professionally hauled out for the county in which the boat is located up to a certain limit.
Hurricane Haul Out
RV Helmet, boots, eyewear, gloves, jackets
RV May provide extra protection for non-OEM installed accessories if not originally installed by the manufacturer. These may include: Chrome accessories, wheels, custom paint, engine modifications, trike conversion kits, electronics
RV Covers your passenger’s medical expenses when you’re legally liable for an accident involving you operating your motorcycle.
RV Are you and your electric bike properly insured? Ask us about coverage options!