Credit CardsQuiz
Start
Congratulations!
You have completed this quiz!
Want a year of free rent reporting?
Enter for a chance to win!
Luckily, that's not true!
You don't need to carry a balance on your credit card to build your credit score. You can leave the card empty except one monthly subscription, and then put it on auto-pay from your checking account. Then, that card is open and empty in case of an emergency!
Got it!
There's NO HARD INQUIRY for a secured credit card!
Since the debt is secured with a deposit, there is no hard inquiry when you open a secured card account. That is good for your credit because you're not facing a credit inquiry penalty as well as a new account penalty.
Got it!
Secured cards will help you build your credit score.
If your credit is under 620, you may not qualify for an unsecured card. Secured cards will still build credit, but your credit limit is the deposit you paid to set up the account. After a few months, some companies will "graduate" your card to an unsecured card and return your deposit!
Got it!
30% of your credit score is how you manage credit cards
If you don't have a credit card, it's like you're skipping 30% of your big math test. It stinks that you have to have a credit card, but it's part of playing the game to be the best score.
Got it!
Credit Cards Quiz
Wendy Massengill
Created on October 7, 2025
Start designing with a free template
Discover more than 1500 professional designs like these:
View
Practical Questionnaire
View
Quick Quiz Akihabara
View
Quick Quiz Universe
View
Class Leader Mobile
View
Icebreaker Sticker Album Mobile
View
The Four Elements Contest
View
Event Feedback Mobile
Explore all templates
Transcript
Credit CardsQuiz
Start
Congratulations!
You have completed this quiz!
Want a year of free rent reporting?
Enter for a chance to win!
Luckily, that's not true!
You don't need to carry a balance on your credit card to build your credit score. You can leave the card empty except one monthly subscription, and then put it on auto-pay from your checking account. Then, that card is open and empty in case of an emergency!
Got it!
There's NO HARD INQUIRY for a secured credit card!
Since the debt is secured with a deposit, there is no hard inquiry when you open a secured card account. That is good for your credit because you're not facing a credit inquiry penalty as well as a new account penalty.
Got it!
Secured cards will help you build your credit score.
If your credit is under 620, you may not qualify for an unsecured card. Secured cards will still build credit, but your credit limit is the deposit you paid to set up the account. After a few months, some companies will "graduate" your card to an unsecured card and return your deposit!
Got it!
30% of your credit score is how you manage credit cards
If you don't have a credit card, it's like you're skipping 30% of your big math test. It stinks that you have to have a credit card, but it's part of playing the game to be the best score.
Got it!