Hard InquiriesQuiz
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If you have an open account with the card company, they may close your account.
Some credit card companies have been known to close accounts without notice to you. As it was a valid inquiry, it's best to let it remain and you shouldn't attempt to remove it.
Got it!
Each hard inquiry can lower your credit score by 4-5 points.
That may not sound like a lot, but if you have 10 recent inquiries on your credit, that's a total of 40-50 points! The good news is, that hard inquiries are the easiest thing to have removed from your credit report!
Got it!
Going car shopping is the biggest culprit in an increase of hard inquiries.
Car dealers will "shop" you around to several lenders or loan brokers, and each one will run your credit report separately. One visit to a dealer can exceed 10 hard inquiries, and if you visit three different dealers in one weekend, this could mean 30 inquiries. That could be 150 points gone!
Got it!
Hard Inquiries Quiz
Wendy Massengill
Created on October 6, 2025
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Transcript
Hard InquiriesQuiz
Start
Congratulations!
You have completed this quiz!
Want a year of free rent reporting?
Enter for a chance to win!
If you have an open account with the card company, they may close your account.
Some credit card companies have been known to close accounts without notice to you. As it was a valid inquiry, it's best to let it remain and you shouldn't attempt to remove it.
Got it!
Each hard inquiry can lower your credit score by 4-5 points.
That may not sound like a lot, but if you have 10 recent inquiries on your credit, that's a total of 40-50 points! The good news is, that hard inquiries are the easiest thing to have removed from your credit report!
Got it!
Going car shopping is the biggest culprit in an increase of hard inquiries.
Car dealers will "shop" you around to several lenders or loan brokers, and each one will run your credit report separately. One visit to a dealer can exceed 10 hard inquiries, and if you visit three different dealers in one weekend, this could mean 30 inquiries. That could be 150 points gone!
Got it!