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2.1.11 Flashcard Review
Amanda Ukasick
Created on September 25, 2025
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How long must MLOs keep copies of all advertisements, and what details must be documented?
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At least 2 years; include ad type, media name, dates used, and transcripts for TV/radio if needed.
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What was the primary legal issue in the Wyatt v. Union Mortgage Co. case?
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Whether the mortgage brokerage breached fiduciary duties through misleading advertising, misrepresenting loan terms, and charging improper late fees.
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Why did the court decide the statute of limitations had not expired in Wyatt v. Union Mortgage Co.?
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The court applied the last overt act doctrine, tolling the statute until the final loan payment ended the fraudulent scheme.
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