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5.2.13 Flashcard Review

Amanda Ukasick

Created on September 20, 2025

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Transcript

What is the role of ethics in mortgage lending, and what does the AAPL Code of Ethics require?

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Ethics ensures fair treatment of consumers. AAPL Code requires legal compliance, honesty, no discrimination, truthful advertising, and integrity.

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What is redlining and why is it illegal?

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Redlining denies mortgages based on race or origin. Illegal under FHA and ECOA.

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What actions did Citadel Federal Credit Union take in the 2024 redlining settlement?

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Invested $6.52M in loans and community programs, opened 3 branches, hired a lending officer, and retained consultants for compliance.

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Question

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Answer

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question

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Answer

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question

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Answer DELETE "NEXT CARD" on the bottm right from the last flashcard

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