Credit Scores A+ to F Grading Quiz
Start
Credit scores on a school grading scale
In school, we weren't scored between a weird set of numbers. We got an A, B, C, D, or F. When it comes to credit scores, do you know which one is which?
Let's Go!
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You have completed this quiz!
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Anything under a 599 is a "failing score"
If your score is under 600, it is a bad idea to apply for any new credit. Doing so will send you into a viscous financial cycle heading down a one way street to disaster!
Got it!
Once your score is over 720, you just need to maintain it.
Any points above that are similar to "likes" on social media. It makes you feel better, but it just does not make a real difference in reaching your goals.
Got it!
A 700-719 would be considered an "A"!
Once your credit score is over 700, you are able to get a car or a non-predatory interest rate! If your score is over 720, you have an A+!
Got it!
If your score is between 620-660, you may want to wait on a mortgage.
If you buy now and refinance later, you could spend thousands of dollars in fees!
Got it!
600-619 is a "D"
This is where the predatory lenders live. Don't even consider buying a car with this credit score as you will be driving it to bankruptcy court!
Got it!
A 661-699 would be considered a "B" in school
You could get a decent rate on a car loan less than 10%. However hold off on the mortgage until your score is over 700.
Got it!
Credit Scores Quiz
Wendy Massengill
Created on September 15, 2025
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Transcript
Credit Scores A+ to F Grading Quiz
Start
Credit scores on a school grading scale
In school, we weren't scored between a weird set of numbers. We got an A, B, C, D, or F. When it comes to credit scores, do you know which one is which?
Let's Go!
Congratulations!
You have completed this quiz!
Want a year of free rent reporting?
Enter for a chance to win!
Anything under a 599 is a "failing score"
If your score is under 600, it is a bad idea to apply for any new credit. Doing so will send you into a viscous financial cycle heading down a one way street to disaster!
Got it!
Once your score is over 720, you just need to maintain it.
Any points above that are similar to "likes" on social media. It makes you feel better, but it just does not make a real difference in reaching your goals.
Got it!
A 700-719 would be considered an "A"!
Once your credit score is over 700, you are able to get a car or a non-predatory interest rate! If your score is over 720, you have an A+!
Got it!
If your score is between 620-660, you may want to wait on a mortgage.
If you buy now and refinance later, you could spend thousands of dollars in fees!
Got it!
600-619 is a "D"
This is where the predatory lenders live. Don't even consider buying a car with this credit score as you will be driving it to bankruptcy court!
Got it!
A 661-699 would be considered a "B" in school
You could get a decent rate on a car loan less than 10%. However hold off on the mortgage until your score is over 700.
Got it!