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4.2.9 Flashcard Review
Amanda Ukasick
Created on September 12, 2025
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Transcript
If an advertisement includes a rate related to the cost of credit, that rate must be expressed as a/an __________.
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The correct answer is...
APR
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For advertisements related to credit secured by a dwelling, you cannot state any other rate besides the APR unless it’s a/an __________.
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The correct answer is...
simple annual rate
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When advertising reduced rates due to consumer or seller __________, the APR must still be calculated and advertised according to specific TILA guidelines.
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