Over-Served Coverage
Risk Factor: If a bartender or other staff member is unaware that a guest has had too much to drink, they may serve excessively. If that guest causes harm or damage, your business may be on the hook. Solution: Liquor Liability can cover claims where a person who became intoxicated at your establishment causes harm, even off-site.
Drunk Driver Coverage
Risk Factor: A guest who has had too much is a danger to themselves and others behind the wheel. And if you served them, you could be at fault. Solution: Liquor Liability may help cover damages, costs, and legal expenses related to an intoxicated guest who drives and causes an accident.
Slips and Falls Coverage
Risk Factor: If a guest is drinking, they may be more likely to trip, slip, or otherwise fall and become injured. And if you over-served them, you could be held responsible. Solution: Liquor Liability can cover situations in which you are held accountable for overserving a guest who becomes injured as a result.
Legal Coverage
Risk Factor: For some people, drinking at a bar or restaurant is the beginning of their night, not the end. If they cause problems in another location, the injured party may hold you legally responsible. Solution: Liquor Liability may offer legal protection for instances resulting from alcohol use in your establishment, covering legal fees, damages, and more due to a covered accident.
Assault and Battery Coverage
Risk Factor: Alcohol can be fun, but it can also lead to altercations and fights that lead to injuries, lawsuits, and plenty of regret. Solution: Liquor Liability often includes coverage for assaults or fights that occur due to intoxication, potentially covering injuries, damage to property, legal fees, and settlements.
Clickable Coverage - Liquor Liability
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Transcript
Over-Served Coverage
Risk Factor: If a bartender or other staff member is unaware that a guest has had too much to drink, they may serve excessively. If that guest causes harm or damage, your business may be on the hook. Solution: Liquor Liability can cover claims where a person who became intoxicated at your establishment causes harm, even off-site.
Drunk Driver Coverage
Risk Factor: A guest who has had too much is a danger to themselves and others behind the wheel. And if you served them, you could be at fault. Solution: Liquor Liability may help cover damages, costs, and legal expenses related to an intoxicated guest who drives and causes an accident.
Slips and Falls Coverage
Risk Factor: If a guest is drinking, they may be more likely to trip, slip, or otherwise fall and become injured. And if you over-served them, you could be held responsible. Solution: Liquor Liability can cover situations in which you are held accountable for overserving a guest who becomes injured as a result.
Legal Coverage
Risk Factor: For some people, drinking at a bar or restaurant is the beginning of their night, not the end. If they cause problems in another location, the injured party may hold you legally responsible. Solution: Liquor Liability may offer legal protection for instances resulting from alcohol use in your establishment, covering legal fees, damages, and more due to a covered accident.
Assault and Battery Coverage
Risk Factor: Alcohol can be fun, but it can also lead to altercations and fights that lead to injuries, lawsuits, and plenty of regret. Solution: Liquor Liability often includes coverage for assaults or fights that occur due to intoxication, potentially covering injuries, damage to property, legal fees, and settlements.