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9.5 Flashcard Deck
Amanda Ukasick
Created on November 27, 2024
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Transcript
What is the main focus of bank statement loans in assessing a borrower's financial health?
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The correct answer is...
cash flow.
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Why do many self-employed individuals have trouble qualifying for traditional mortgages?
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The correct answer is...
significant write-offs reducing their taxable income.
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How are bank statement loans different from traditional mortgages in evaluating self-employed income?
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The correct answer is...
they consider gross deposits.
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A bank statement loan typically evaluates a borrower's income over how many months?
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