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Redlining mainly affects which type of communities?

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communities of color.

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What is a shell company?

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a business entity with no significant assets or ongoing business activities.

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What was the main reason for creating the Mortgage Assistance Relief Services (MARS) Rule?

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to regulate foreclosure rescue and mortgage modification companies

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In reverse redlining, what type of products or services are often offered to targeted groups?

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less advantageous products.