Unsecured Loans Review

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Unsecured Loans review

What two ways can you docusign documents to a member?

when determining the interest rate for a joint loan, what FICO(credit) score will bayport use?

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True or false: Loan protection is available on all bayport loans

what do you do if a credit report comes up as frozen?

How many flexlines can a member have on their account?

true or false:you must send any loan conversions to the loan department for approval

True or false:Flex500 has an interest rate of 12.99%

true or false:the credit score in online banking and the one pulled for an application will always match

What loan can have a reduced rate if the member opts to make their payment by payroll distribution or auto transfer?

How long are credit reports good for in meridianlink?

Where is the tradeline editor in meridianlink?

A line of credit agreement and disclosure is required for which two loans?

what date are all flexlines due on?

True or false:Bayport only cares about the credit score when it comes to approving or denying a loan

explain the process for ach payments

oh no!! you go to the Port to find a guide on the loans page and it is missing! what do you do??

Name 2 criteria a member must meet to be eligible for a Payday 250

Where does bayport pull credit through?

true or false:flexlines, personal loans, and payday loans are all able to have their due dates changed.

What is the maximum amount for a personal loan?

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your members loan has been denied. what is your next move?

What additional form must be read and signed if it is an MLA covered loan?

Explain to a member how to do external loan payments

What percentage rate may the mapr not exceed if the member is a covered borrower under MLA?

when would you use the loan help request case in salesforce?

When is a loan considered late?

How many skip a payments can a member have per year?

When can you add loan protection to a loan?

which credit card has the lowest interest rate?

explain what a flexline is to a member

What is risked based pricing?