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Credit Endorsements for payment plan policies on EFT are handled differently than other Pay/Rec billed policies. CURRENT Term Credits - only spread among the unbilled installment(s) and will not affect the outstanding installment, even if it's the renewal. PRIOR Term Credits - WILL be applied to the renewal installment as a lump sum. A new bill is sent, reflecting the decrease in premium. The due date will NOT change.

Pay Plan EFT Policies

REMEMBER: Insured's cannot choose their draft date. The draft date is the due date. Credit Endorsements on Full Pay EFT Policies will be handled just like all other Pay/Rec billed policies.

Full Pay EFT Policies

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