ACV vs RCV

ACV vs RCV when Paying Out Claims

Actual Cash Value (ACV)

Replacement Cost Value (RCV)

When paying out claims, depreciation is not factored in, and you receive the full value of the item. RCV is typically offered as an endorsement.

When paying out a claim, depreciation is factored in. ACV is the standard way of paying out claims.

Example:

Example:

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Make the boring content in your presentation fun

Activity 2

Describe the problem you are going to solve and, above all, the reason why your idea is interesting

Activity 1