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Liability

Property

Auto Policy Coverages

Physical Damage Coverage

Collision Coverage

Comprehensive/ OTC

Often when you buy a new car the lender will require that you have both collision and comprehensive coverage.

Coverage for bodily injury to others and damages to the property of others resulting from automobile accidents caused by the Insured.

Liability Coverage

Coverage for claims filed by the Insured for damage to their automobile.

Property Damage Coverage