Macro and micro highlights

The UK has what type of housing markets that can behave differently to what is happening nationally?

Past trends

Economic impact

Market influences

In the English housing market, limited can't keep pace with rising and that leads to price inflation as buyers compete for scarce properties.

Fixed-rate mortgages are popular for stability, while variable mortgages adjust with what?

Highlights

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The wider economy significantly impacts the housing market

The UK has micro housing markets that can behave in a different way to what is going on at a national level.

Understanding past trends is crucial in helping to anticipate future risks

Valuers must recognise the broader economy's role in the housing market

supply

demand

Variable mortgages adjust with interest rates