PC - Policy Tab

Client Policies Summary

Displays all policies that are active or cancelled associated with this client. You can click on any of the policy numbers to be taken to that policy.

Driver Information

Displays all the drivers and driver information. You will view this portlet to verify when a driver has been added to a policy. This is also where you can see the Inexperienced or IE rating for a driver.

• Inexperienced Drivers have less than three years driving experience. On personal automobile policies, there is a policy surcharge to compensate for the driver’s lack of experience.

Auto Coverage Information

Provides the coverage, deductibles, limits, and premium that is associated with each coverage and vehicle.

Customer Information

Divided into three sections: Primary Insured, Membership Information, and Agent Information. In addition, there is a County Comments section.

Policy Information

We want to highlight a few key things here:

• The Policy Term Eff/Exp Dates: Effective date and expiration date of the current term
• Policy Term Premium: Full premium for that policy term, including changes but NOT the service fee for payment plan policies
• Initial Term Premium: Premium at renewal (before midterm changes)
• Policy Billing: Indicates who is responsible for paying the bills sent, either Insured or Mortgagee

Vehicle Information

Displays each of the vehicles on the policy. This is where you will come to verify that a vehicle has been added or deleted from the policy.

Displays general information about the policy.

Policy Summary

• Status - shows the current state of the policy
• LOB - Line of Business
• Company - Whether the policy is Mutual or RF (Reinsurance Facility)
• Policy Billing - Displays various billing info.

Coverage Detail Information

Provides information on factors that affect policy rates, including number of drivers, credit score, discounts, points, and IE drivers. All of this is taken into account when the policy premium is determined.