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Spending attitudes

Alicia Lyons

Created on September 16, 2024

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Transcript

Spending attitudes

Activity Decide what type of spending attitude Sam, Luke and Rose each have.

Start

Watch the video then answer the question that follows.

Spending attitudes

thoughtful
thoughtless

Sam's attitude to spending is:

Bartering

Watch the video then answer the question that follows.

Spending attitudes

Sensible
Not sensible

Luke's attitude to spending is:

Bartering

Watch the video then answer the question that follows.

Spending attitudes

Sensible
Not sensible

Rose's attitude to spending is:

Bartering

Now that you've seen Sam, Luke, and Rose's approaches to money, think about your own spending habits. Which character do you relate to most? Sam: Often asks for money, sees wants as needs Luke: Spends quickly, always looking for more Rose: Budgets carefully, saves for important purchases Remember, developing good money habits now can set you up for financial success in the future!

Bartering

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Rose demonstrates a sensible attitude, making cost-effective choices (like buying a meal deal) and saving up for a significant purchase (a laptop).

Sorry, that's not correct.

Sam's not really thinking about money thoughtfully. Here's why:

  • She forgot her mum gave her money last week.
  • She's calling new makeup an "emergency".
  • She doesn't seem to save any money for things she wants.
  • She's not considering that her mum has important things to pay for too, like bills and food.
If Sam wants to get better with money, she could:
  • Keep track of when she gets money and how she spends it.
  • Save up for things she wants instead of always asking for more.
  • Think about what she really needs vs what she just wants.
  • Remember that her mum can't always give her extra cash.

Sorry, that's not correct.

Luke's attitude to spending isn't sensible:

  • Rapid spending: He's used up his entire allowance very quickly.
  • Frequent requests: Instead of managing his current funds, he's asking his dad for more money.
  • Advance withdrawals: He's trying to get his birthday money early.
These behaviours suggest Luke hasn't developed effective money management skills yet. To improve his financial habits, Luke could consider:
  • Pacing his spending: Try to make his allowance last for its intended period.
  • Budgeting: Plan how to use his money over the coming weeks.
  • Saving: Set aside a portion of his allowance for future purchases or activities.
  • Patience: Wait for scheduled income like birthday money instead of asking for advances.

Sorry, that's not correct.

Luke's attitude to spending isn't sensible:

  • Rapid spending: He's used up his entire allowance very quickly.
  • Frequent requests: Instead of managing his current funds, he's asking his dad for more money.
  • Advance withdrawals: He's trying to get his birthday money early.
These behaviours suggest Luke hasn't developed effective money management skills yet. To improve his financial habits, Luke could consider:
  • Pacing his spending: Try to make his allowance last for its intended period.
  • Budgeting: Plan how to use his money over the coming weeks.
  • Saving: Set aside a portion of his allowance for future purchases or activities.
  • Patience: Wait for scheduled income like birthday money instead of asking for advances.

That's correct!

Rose demonstrates a sensible attitude, making cost-effective choices (like buying a meal deal) and saving up for a significant purchase (a laptop).

That's correct!

Sam's not really thinking about money thoughtfully. Here's why:

  • She forgot her mum gave her money last week.
  • She's calling new makeup an "emergency".
  • She doesn't seem to save any money for things she wants.
  • She's not considering that her mum has important things to pay for too, like bills and food.
If Sam wants to get better with money, she could:
  • Keep track of when she gets money and how she spends it.
  • Save up for things she wants instead of always asking for more.
  • Think about what she really needs vs what she just wants.
  • Remember that her mum can't always give her extra cash.

That's correct!