ASPECTOS FINANCIEROS

Presupuesto de inversiones Costos de producción Fuentes de financiamiento y plan de amortización de prestamos

Planta de personal Estudio, balance y resultados del proyecto

Estudio, balance y resultados del proyecto

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Planta de personal

Costo de produccion

Fuentes de financiamiento y plan de amortización de prestamos

Presupuesto de inversiones

Aspectos financieros

• Se contempla el estudio financiero dentro del plan de negocio, se evalúa la viabilidad con la empresa o en caso de ya estar operando corroborar el rumbo adecuado. • Proyecciones: Estudios para verificar lo planteado en el plan de negocio, como ventas, costos y gastos si se acerca a la realidad o diferencias. • Balance general proyectado: Sirve para plasmar las proyecciones que se tenga en el plan de negocio. • Estado de resultados: Es un informe donde se plasma los datos a partir de lo anterior y se incluye los pronósticos de ventas

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• Es la salida de efectivo necesaria, reembolsable para invertir en productos y generar un capital al ser vendidos.
• Principales costos de producción: Materia prima, mano de obra, gastos indirectos de fabricación.

Se pueden encontrar los siguientes puntos, referidos al tema menciona: * Calculo anticipado *Inversion fija que se refiere a los activos fijos Ejemplos: estudios económicos, jurídicos y técnicos.

• Vías de crear una base de solvencia económica, con el se pagan deudas, iniciar algún proyecto o mantener funcionando un negocio.
• Tipos de financiamiento:

Internas = Venden activos fijos, vehículos, terrenos o maquinarias, obteniendo efectivo para cualquier imprevisto. Externas = Se obtiene ingresos por medio de instrumentos que se puede pagar a plazos, como créditos o prestamos bancarios.

• Plan de amortización del préstamo: es la cantidad que se descuenta por cada periodo del capital adeudado y cuota a pagar compuesta por suma de intereses y la amortización.

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• Conjunto de empleos que se requiere en una empresa con objetivos que se plantea, se organiza de manera jerárquica o el uso de un organigrama. • Se debe de administrar por departamentos ya que se sabrá cuánto dinero será gastado en sueldos y prestaciones.

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