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Transcript

Evolution of IFP

2009

2016

2018

2020

2022

2014 - 2015

2017

2019

2021

2023

2010

2019 Strong earnings; market stabilized8 states

2021 Increasing competition, declining margins Identified as enterprise growth business 10 states

2022 High marketplace growth due to the American Rescue Plan Increasing competition13 states

2016 13 states

2009 New business for Cigna

2014 - 2015 Introduction of ACA Exchanges11 states - 13 states

2018 Delivered significant earnings to the enterprise8 states

2023 More than doubled 2022 medical membership ~ 770K members Several competitors exist 16 states

2017 Achieved profitability15 states

2020 Announced goal to double medical membership by 500K by 202510 states

2010 ACA signed into law