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1000 a.C.

3000 a.C.

600 a.C

Siglo VII

3000 a.C.

LA EVOLUCION DEL DINERO

Yañez Moreno Ana Cecilia.Matematicas financieras.Grupo: 1251

El trueque es el primer sistema conocido de intercambio, donde las personas intercambiaban bienes y servicios directamente sin un medio de cambio.

MONEDA

En China, durante la dinastía Tang, se comienza a utilizar el papel moneda. Se formaliza en la dinastía Song, lo que facilita el comercio a larga distancia.

El uso de metales preciosos, especialmente oro y plata, se consolida como estándar para la valoración de bienes y servicios debido a su durabilidad, divisibilidad y reconocimiento.

Las primeras monedas acuñadas aparecen en el reino de Lidia (actual Turquía). Estas monedas estaban hechas de metales preciosos y tenían un valor intrínseco.

Con la necesidad de una forma más práctica de intercambio, algunas culturas comenzaron a usar mercancías como sal, granos, ganado y otros bienes como medio de cambio.

TRUEQUE

PAPEL MONEDA

ORO

MERCANCIA

Siglo XX

DINERO ELECTRONICO

CHEQUES

PAPEL MONEDA

Siglo XVII

siglo XIX

En Europa, se introducen los primeros billetes en Suecia, lo que marca el inicio de una tendencia hacia el uso del papel moneda en lugar de monedas de metal.

Con la introducción de las tarjetas de crédito y la digitalización de las finanzas, comienza a surgir el dinero electrónico, permitiendo transacciones instantáneas sin efectivo.

Se establecen bancos más sofisticados, emitiendo cheques que se pueden usar como forma de pago, lo que facilita las transacciones sin el uso de efectivo.

  • El auge de Internet facilita el comercio en línea, impulsando el uso de métodos electrónicos de pago como PayPal y tarjetas de crédito virtuales.
  • La aparición de Bitcoin marca el inicio de las criptomonedas, una forma descentralizada de dinero digital que utiliza tecnología blockchain.

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