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Transcript

Activity Decide who is eligible for benefits

Who gets benefits?

Start

This activity uses example numbers to explore who might qualify for certain benefits. Click the ".GOV" button below to see the current official figures, then come back to this page to continue the activity.

Who gets benefits?

Yes

No

Who gets benefits?

Rhys is 17 years old and lives in Wales. He wants to continue his studies for A-levels. However, he's considering getting a part-time job to help with his family's finances. Rhys's father earns £24,500 a year, his mother works part-time earning £8,000 annually, and he has a younger sister who is 10 years old. Is Rhys eligible for EMA (Education Maintenance Allowance)?

Click here for benefit information

Yes

No

Who gets benefits?

Emily is a 32-year-old single mother of two young children. She works part-time as a retail assistant, earning approximately £10,500 per year. Emily struggles to pay her household bills. She has managed to save £2,800 in an emergency fund over the years. Is Emily eligible for universal credit?

Click here for benefit information

Yes

No

Who gets benefits?

Click here for benefit information

Liam is 17 years old and is studying A-levels at sixth form college. He works part-time at a local café, managing to fit in 12 hours per week. Liam has been saving for a summer holiday and has accumulated £2,500 so far.Is Liam eligible to claim new style Jobseeker's allowance?

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Universal Credit

You may be able to get Universal Credit if you’re on a low income or need help with your living costs. You could be:

  • out of work
  • working (including self-employed or part time)
  • unable to work, for example because of a health condition
To claim you must:
  • live in the UK
  • be aged 18 or over (there are some exceptions if you’re 16 to 17)
  • be under State Pension age
  • have £16,000 or less in money, savings and investments

Continue

Sorry, that's not correct!

Liam is under 18 years old and is in full-time education, therefore he in not eligible to claim the new style Jobseeker's allowance.

Continue

Sorry, that's not correct.

Emily is over 18, is on a low income and has less than £16,000 in savings. Emily is therefore eligible for universal credit.

Continue

That's correct!

Emily is over 18, is on a low income and has less than £16,000 in savings. Emily is therefore eligible for universal credit.

That's correct!

Continue

Rhys's parents have a combined annual income of £32,500. As this total household income exceeds the threshold, Rhys is not eligible for Education Maintenance Allowance.

That's correct!

Continue

Liam is under 18 years old and is in full-time education, therefore he in not eligible to claim the new style Jobseeker's allowance.

Education Maintenance Income (EMA)

In Scotland, EMA is available to students whose household income is:

  • less than £24,421 a year for families with one dependent child
or
  • less than £26,884 a year for families with more than one dependent child.
In Wales, EMA is available to students whose household income is:
  • less than £20,817 a year for families with one dependent child
or
  • less than £23,077 a year for families with more than one dependent child.
In Northern Ireland, EMA is available to students whose household income is:
  • less than £20,500 a year for families with one dependent child
or
  • less than £22,500 a year for families with more than one dependent child.

Continue

Sorry, that's not correct!

Rhys's parents have a combined annual income of £32,500. As this total household income exceeds the threshold, Rhys is not eligible for Education Maintenance Allowance.

Jobseeker's Allowance (JSA)

To get 'new style' JSA, you must be:

  • available for and actively seeking work
  • between 18 years old and state pension age
and
  • working less than 16 hours a week on average.
  • You must also have worked as an employee and paid Class 1 National Insurance contributions (NICs), usually in the last two to three years.