Circle Progression

Understanding Student Loans

Students may need additional money to pay for their college education. There are a few types of loans that students can apply for.

Direct PLUS Loans

Direct Subsidized Loans

Direct Unsubsidized Loans

Direct Consolodation Loans

Federal Student Loans

Career & Technical Education Loans

Undergraduate & Graduate Loans

Private Student Loans

Refinance Loans

Parent Loans

Connected Circles Diagram

I am a great subtitle, ideal for providing more context on the topic you are going to address

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Define secondary messages with interactivity

Measurethe results

Establish a flow throughthe content

Hierarchize and give visual weight to the main content

Plan thestructure of your communication

Use graphics in your presentation...

Still not convinced to use graphics in your creations? Well: there are studies that show that 50% of the brain is responsible for processing visual stimuli, and that it is retained 42% more when the content is animated.

Tell me more about federal student loans...

For more detailed information about each of these types of loans, visit: https://studentaid.gov/understand-aid/types/loans

Direct Consolodation Loans

Allows you to combine multiple federal student loans into one loan with a single monthly payment.

Direct Subsidized Loans

Available to undergraduate students with financial need. The government pays the interest while you're in school at least half-time, during the grace period, and during deferment periods. Up to $5,500 depending on grade level and dependency status.

The step-by-step interactive visual communication:

• Plan the structure of your communication.
• Prioritize and give visual weight to the main points.
• Define secondary messages with interactivity.
• Establish a flow through the content.
• Measure the results.

Direct Unsubsidized Loans

Available to both undergraduate and graduate students. Financial need is not required. Interest accrues while you are in school, during the grace period, and during deferment periods. Up to $20,500 (minus any subsidized amounts received for the same period) depending on grade level.

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Our brain is wired to consume visual content. Some data: 90% of the information we process comes through our sight, and we process visual content up to 60,000 times faster than text. That's why visual communication is more effective.

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Our brain is wired to consume visual content. Some data: 90% of the information we process comes through our sight, and we process visual content up to 60,000 times faster than text. That's why visual communication is more effective.

Direct PLUS Loan

Available to graduate students (Grad PLUS loans) and parents of dependent undergraduate students (Parent PLUS loans). These loans require a credit check. Maximum amount is the cost of attendance (determined by the school) minus any other financial aid the student receives.

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We are in the era of the digital information explosion. This causes our way of obtaining information to have changed, we have moved from traditional reading to a cognitive strategy based on navigation.

Tell me more about private student loans...

These loans are offered by banks, credit unions, and other private lenders. Unlike federal loans, the terms and conditions of private loans vary widely depending on the lender. They often require a credit check, and the interest rates can be fixed or variable.

Refinance Loans

Allows borrowers to refinance existing student loans (federal or private) to potentially lower interest rates or change repayment terms. Note that refinancing federal loans with a private lender will result in the loss of federal loan benefits.

Undergraduate & Graduate Loans

Private loans specifically designed for undergraduate students may have lower limits. Whereas, loans for graduate students, may have higher borrowing limits compared to undergraduate loans.

Parent Loans

Loans that parents can take out to help cover the cost of their child's education. These are similar to Parent PLUS loans but offered by private lenders.

Career & Technical Education Loans

Loans for students pursuing non-degree programs, such as certifications or trade schools.