Want to make creations as awesome as this one?

More creations to inspire you

SITTING BULL

Horizontal infographics

BEYONCÉ

Horizontal infographics

ALEX MORGAN

Horizontal infographics

GOOGLE - SEARCH TIPS

Horizontal infographics

OSCAR WILDE

Horizontal infographics

Transcript

One Time Income

OTI

Proof of Income

POI

Keywords

Keywords

Verdienstabrechnung

Salary

POI - PROOF OF INCOME

Pay Slips

Germany

Current pay slips confirming income from employment. Yearly or monthly. If monthly, we need at least 3 to ensure we have a complete picture in terms of bonuses. If only the net income is shown, use the online net to gross calculator to determine the gross annual amount.Important note, any monthly gross amount needs to be multiplied by 12 to get the annual gross amount. If several annual gross amounts are shown for consecutive years, take the average of these amounts.

Original idea:

Tax Returns

Documents from the tax office showing reported income and taxes paid. Look for the gross annual income amount. This amount can be made up of different sources such as salary from employment or self employment, investment income, pension income etc.Important note, we will accept joint income amounts from joint tax returns (i.e. where our customer's and their spouse's income is shown). If tax returns are from a foreign country, the gross income amounts shown are still valid, but would require a conversion to Euros using current FX rates.

Contracts and Invoices

Evidence of business transactions or service contracts.Offer or contract showing annual gross income.

Bank Statements

Evidence of the origin of funds through previous transactions.Account statements showing credits for net income. Again, the online net to gross calculator should be used to calculate the annual gross value.Accepted are also regular support or allowance payments (Unterhaltskosten), or pension payments (Rente). With these payments, several regular credits need to be shown.

Jurisdiction

Main Page

Spain

Virtute equidem ceteros in mel. Id volutpat neglegentur eos. Eu eum facilisis voluptatum, no eam albucius verterem. Sit congue platonem adolescens ut. Offendit reprimique et has, eu mei homero imperdiet.

OTI - one time INCOME

Purchase Agreements (Contract of Sale)

Germany

Documents confirming the purchase of real estate or other large assetsExecuted contract of sale (signed and dated) showing the details of the transaction, and the value to be transferred in a Euro amount.

Original idea:

Jurisdiction

Main Page

Mortgage Statements or Payment Receipts

Receipts for mortgage payments or other significant investments.

Securities or asset statements

Securities statement showing asset holdings and their market value in Euro amounts (e.g. crypto, equities, bonds, ETFs).Trade Republic securities holdings/ statements are not accepted.

Bank Statements/Savings Accoount Statements

Evidence of the origin of funds through previous transactions.Account statements showing savings (account balances) or once off large incoming credits (but not transfers from TR account).Where opening and closing balances are shown, and these are different, the larger of the balances is to be used.

Inheritance Documents

Wills, certificates of inheritance, or other documents proving an inheritance.Clear and complete documents showing the customer as the beneficiary of money. Assets without a clear Euro value should not be accepted (e.g. gifting a car, painting etc.).

Gift Deeds

Official documents confirming a gift.Clear and complete documents showing the customer as the beneficiary of gifted funds.

Loan account statements

Loan statements showing available credit funds.

Loan contract

Signed loan contract showing the loan amount and purpose.

Insurance Payouts

Documentation of insurance benefits received after an incident.Letter from an insurer, showing either an insurance payout or proceeds from an insurance policy cancellation.Important note, these insurance payout letters should only be accepted where the customer is the policy holder. It is not sufficient for the customer just to be listed as one of the insured individuals under the policy.

Settlement or Court Judgments

Documents that substantiate financial claims through legal decisions.

Lottery Winning Confirmations

Receipts for winnings from state-approved lotteries.

Governmental Approvals or Certificates

For example, for subsidies, state grants, or payouts.

Virtute equidem ceteros in mel. Id volutpat neglegentur eos. Eu eum facilisis voluptatum, no eam albucius verterem. Sit congue platonem adolescens ut. Offendit reprimique et has, eu mei homero imperdiet.

POI

COMPARISON

APPOINTMENT

DIAGNOSIS

TREATMENT

POST-TREATMENT

FOLLOW-UP

Germany

Main Page

Jurisdiction

Google

Verdienstabrechnung

POI

Spain

Main Page

Jurisdiction

Back

Back

Total earning up to this month.

Total this month.

To calculate the POI, use this months salary without any bonus x the remaining months and add it what the cst earnings up to this month.