Clickable Coverage - Motorcycle Insurance

Custom Parts or Equipment

Risk Factor: Custom or unique parts on your motorcycle can be expensive to repair or replace if damaged, leading to significant out-of-pocket costs. Solution: Custom Parts or Equipment coverage assists with expenses related to damages to the custom or unique parts of your motorcycle.

Bodily Injury Liability Coverage

Risk Factor: Accidents can lead to injuries for other individuals involved, resulting in significant medical expenses and potential legal liabilities. Solution: Bodily Injury Liability helps cover costs associated with injuries to others caused by a covered accident. The coverage amount is determined by the policy limits and specifics, as well as state regulations.

Physical Damage Coverage

Risk Factor: Various incidents, including severe weather, theft, or accidents, can cause significant damage to the physical structure of your vehicle, leading to costly repairs or replacement. Solution: Physical Damage Coverage, also known as Comprehensive and Collision, covers expenses related to damage to your vehicle's physical body. This may include damage from weather events, theft, and at-fault accidents caused by a driver on your policy.

Property Damage Liability Coverage

Risk Factor: When accidents happen, they can cause damage to other vehicles and various other types of property. Solution: Property Damage Liability pays for damage to vehicles and other property caused by an at-fault accident. The amount covered depends on the limits and details in your policy and the regulations in the local state.

Guest Passenger Liability Coverage

Risk Factor: Riding with a passenger can increase the risk of injuries during a ride-related incident, leading to potential medical expenses and liability issues. Solution: Guest Passenger Liability Coverage provides additional protection for passengers on your motorcycle, covering injuries they may sustain during a ride-related event.

Medical Payments Coverage and Personal Injury Protection

Risk Factor: Motorcycle accidents can result in significant injuries, leading to high medical costs and financial strain. Solution: Medical Payments Coverage and Personal Injury Protection help cover medical expenses incurred if you're involved in an accident while riding your motorcycle.

Uninsured/Underinsured Motorist Damage Coverage

Risk Factor: Accidents involving uninsured or underinsured motorists can leave you with significant expenses, including medical bills and vehicle repairs, without adequate compensation. Solution: Uninsured/Underinsured Motorist Damage Coverage assists with injuries and other losses resulting from an accident with an uninsured motorist, a hit-and-run driver, or a driver lacking sufficient insurance coverage.

Carried Contents & Belongings

Risk Factor: Personal items carried on your motorcycle are vulnerable to loss, theft, or damage, potentially leading to unexpected replacement costs. Solution: Carried Contents & Belongings coverage compensates for personal property that is lost, stolen, or damaged while being carried on your bike.