MYSTERY BREAKOUT

Insurance Breakout

Start

Intro

You have entered a dark and unknown world from which you have to get out before it's too late and you will be locked in forever.

Continue

Mission 1

Locked

Locked

Locked

Answer the question and you will find out the address of the following scenario

Collision

Liability

Comprehensive

If your car is broken into and you have to get new windows, what kind of coverage must you have in order for the insurance company to cover the cost of repairs?

the amount you pay when you visit the doctor's office

The amount you pay to have coverage.

What is an insurance premium?

The amount you must pay when a loss occurs

It provides coverage for short-term illnesses

It offers benefits without any waiting period.

It replace income during extended inability to work due to injury or illness.

Long term disability is good because...

Mission 2

Completed

Locked

Locked

Drag and discover

Your property in your apartment such as a computer or furniture.

A guest is injured while inside your apartment

Hail damage to the roof of the apartment

Renters insurance will cover all of the following EXCEPT

have higher out-of-pocket expenses for medical services.

have lower costs for your health care compared to an out-of-network doctor.

By using an in-network doctor, you can

deduct the expense on your income tax return

Mission 3

Completed

Completed

Locked

You will have a lower co-pay

You will have a lower deductible

Which of the following would be a reason to pay a higher premium?

You will receive better care

It can be purchased by anyone in addition to their health insurance.

The premium is covered by the Federal government

It is coverage for low income individuals.

Which of the following is true about Medicaid?

Collision

Comprehenive

Liability

Which of the following auto insurance coverages are you REQUIRED to carry in most states (49 out of 50)?

216

Continue

Remember the code

Completed

Mission 4

Completed

Completed

$15

$5500

$1000

Kelsey has a renters insurance policy that has a premium of $15/month, a deductible of $1000, and a personal property coverage limit of $25,000. Her apartment is broken into and $5,500 of possessions are stolen or destroyed. How much will Molly pay in order to replace her stuff?

$39,500

$40,000

$500

Alicia has a collision deductible of $500 and a Bodily Injury Liability coverage limit of $50,000. She hits another driver and injures them severely. The case goes to trial and there is a verdict to compensate the injured person for $40,000. How much does Alicia have to pay?

$6500

$8000

$1500

Sarah has a health insurance policy with a premium of $20/month, a deductible of $1500, and a coverage limit of $50,000. She undergoes a medical procedure that costs $8,000. How much will Sarah need to pay out of pocket for the procedure?"

14 + 3

Continue

Completed

Completada

Completada

Completed

Completed

Completada

Completed

Completada

Continue

Congratulations, you made it out!

Wrong answer!

Try again