Miscellaneous Personal Insurance

Miscellaneous Personal Insurance

Start

1/10

Which of the following statements accurately describes the policy term for NFIP flood insurance? Select 1 option.

The policy term for NFIP is 6 months.

The policy term for NFIP is 1 year.

Right answer

Right answer

The policy term for NFIP is 2 years.

The policy term for NFIP can vary depending on the insured property.

1/10

The policy term for NFIP flood insurance is 1 year.

Next

2/10

Which of the following losses are not covered by flood insurance policies? Select 2 options.

Overflow of inland or tidal waters

Landslides

Windblown rain, snow, or sleet

Wrong answer

Mudflow and collapse

2/10

Landslides and windblown rain, snow, or sleetare are not covered by flood insurance policies.

Next

3/10

Which section of the Watercraft policy covers medical payments? Select 1 option.

Part A

Part B

Part C

Part D

3/10

Part B of the Watercraft policy covers medical payments.

Next

4/10

Which section of the Watercraft policy is about liability coverage? Select 1 option.

Part A

Part B

Part C

Part D

4/10

Part A of the Watercraft policy is about liability coverage.

Next

5/10

What is a relatively small, ocean-going vessel and is usually longer than 26 feet? Select 1 option.

Raft

Yacht

Canoe

Watercraft

5/10

Yacht is a relatively small, ocean-going vessel and is usually longer than 26 feet.

Next

6/10

What vehicle is designed to be pulled by a private passenger auto, pickup, or van and transport a watercraft on land? Select 1 option.

Personal watercraft

Outboard motor

Watercraft trailer

Covered watercraft

6/10

Watercraft trailer is designed to be pulled by a private passenger auto, pickup, or van and transport a watercraft on land.

Next

7/10

What is a recreational watercraft powered by an inboard motor capable of carrying one or more people in a sitting, standing, or kneeling position? Select 1 option.

Personal watercraft

Wrong answer

Outboard motor

Watercraft trailer

Covered watercraft

7/10

Personal watercraft is powered by an inboard motor capable of carrying one or more people in a sitting, standing, or kneeling position.

Next

8/10

What coverage is provided in homeowners policies for damage to watercraft, accessories, equipment, and trailers? Select 1 option.

Right answer

Right answer

$250

$500

$1,000

$1,500

8/10

$1,500 coverage is provided in homeowners policies for damage to watercraft, accessories, equipment, and trailers.

Next

9/10

Which of the following is considered a personal effect? Select 1 option.

Cameras

Jewelry

Wrong answer

Money

Watches

9/10

Camera is considered a personal effect.

Next

10/10

What is the coverage limit for personal effects? Select 1 option.

$200

$300

Wrong answer

$400

$500

10/10

The coverage limit for personal effects is $500.

Next

Congratulations!

You should now feel more comfortable with miscellaneous personal insurance.

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