Copia - Cirkular Fintech About Us 2022

Cirkular Agro

We make regenerative agriculture work at a family farming level.

Our purpose:

We exist to accelerate the transition of millions of farming families to regenerative agriculture.

We’re a spin-off from Biodiversal, a company that works as a field partner of specialty coffee companies to help small-holder farmers transition to regenerative agriculture.

Cirkular emerges from a mission-driven family business ecosystem.

Out of our own pain points dealing with financial & digital services providers, we decided to develop internal capabilities through this new venture.

Coffee Roasting & Retail

International curators & traders

Sustainable Coffee Farming Projects

Regenerative agriculture specialized services for small scale farming

At Cirkular Agro, we’re finding more impactful ways to make capital and knowledge flow among rural family-led farms, by developing data-driven capabilities.

We accelerate the transition to Regenerative Agriculture, by:

Formulating productive projects inspired on nature-based solutions.

Boosting family farming clusters with innovative finance & insurance approaches

Expanding interconnectedness based on mission-aligned digital architectures

WHY FINANCE REGENERATIVE AGRICULTURE?

What type projects do we support?

Formulating productive projects inspired on nature-based solutions.

We started in Colombia -the 2nd most biodiverse country in the world- with a red bean project financing coffee farmers in Tolima

Biodiversal operated as Cirkular's field partner and provided technical assitance.

Organic

Chemical

Fertilization mix:

A group of 20 coffee farmers from Chaparral, Tolima engaged through a contract-based agriculture model, with equitable conditions of risk and return, in which they received all inputs and technical assistance; and retained 50% of total production.

$ total income per farmer 233 USD

Ground Up Investment joined the project with an impact-first investment approach

$ TIR -17%

$ Investing 12.348 USD in 23 families

Through this first project, Cirkular has been able to build up the first set of digital capabilities that will make the difference for investment and management decisions:

A Project Data Management Playbook for Associated Crops

The Territory Profiling System

o Cirkular’s Farmers Recognition Framework

With a proprietary Territory profiling system Cirkular is now well positioned to better understand the context of people, farms & economic circuits in which capital will be allocated.

Insights gained throughout this Territory Profiling System, enabled us to allocate 12.060.32 USD in 5 production clusters.

Based on this project, Cirkular developed a replicable Project Data Management Playbook for Associated Crops that enables coordinated data-driven decision making.

The PDMP provides us with material information on each stage of the project life-cycle, and is enabling data-literacy, timely field action, and leveraging reporting and traceability capabilities.

The Family Recognition Framework provides communities with a local benchmark, but most importantly, provides us all with new insights on which are the conditions & behaviors that are leading the local communities to better results.

In 2023, Cirkular will keep improving digital capabilities, expanding territorial scope and integrating services to offer better risk management for all:

Develop

Integrate

Loop in

Iterate

New field partners in Panama, Costa Rica and El Salvador.

New Project Data Management Playbooks for:

Parametric insurance to associated crop projects.

With the Territory Profiling System in Tolima, Cundinamarca and Huila; and with the Red bean Project Playbook.

Biochar production Carbon Sequestration Projects Coffee + biofertilizers Project Animal farm project

Our goal for 2022-2026 is to allocate $7.5 M USD in Colombia, to help 7.000 families-led coffee farmers transition to regenerative agriculture practices on a project by project basis.

In 2022 we managed $31.000 USD Sister companies have committed to invest $250.000 - 500.000USD during 2023 aprox. We’re calling partners to co-invest money in:

Bean Guarzo variety

Exploration of other bean varieties to expand our presence in the country

Plantain's flour

Carbon sequestration projects

Coffee-biofertilizers projects

Animal farm projects

Short-cycle plant species

This is the team who’s designing the future of Cirkular

Margarita Rodriguez

Felipe Sardi

Alvaro Sosa

Chief Executive Officer

Impact Management Partner

Innovation and technology Partner

Alvaro Rocha

Sebastian Villamizar

CM & Vicepresident

Sales & Trading Partner

Marlon Perez

Andrea Alvarez

Community relations.

Innovation and technology

Dario Díaz

Abdiney Montaño

Innovation and technology

Co-investors

Shared Services Partner:

Field Partner:

Biodiversal SAS BIC

+ You

Let's make regenerative agriculture work for all

Contact us Felipe Sardi +57 315 357 5598