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To what extent do you expect the following will be/is the following a source of income in retirement? 
Workers planning to retire n=1,153; Retirees n=1,217
Workers
Retirees
28%
53%
59%
61%
51%
68%
25%
73%
68%
77%
48%
84%
91%
88%
WorkerRetireeWorkerRetireeWorkerRetireeWorkerRetireeWorkerRetireeWorkerRetireeWorkerRetiree
8891844877687325685161595328
Chart data table
Source: EBRI.org, 2024
A product that guarantees 
monthly income
Worker Expectations for Sources of Income in Retirement vs. Retirees' Actual Income Sources
Individual retirement account
Social Security
Workplace retirement 
savings plan
Personal retirement savings and investments
Work for pay
Defined benefit or traditional pension plan