B1 money vocabulary

Money...

Mortgage

Cash machine/ATM

Currency

Note (£20 note)

nouns to talk about money

Salary

Coin

Loan

Cost

Investment

Bill

• Bill = Can I have the bill, please?

My electricity bill gets higher each month.

• Cash machine (UK)/ATM (USA) = Did you get some money out of the cash machine/ATM as I told you?
• Coin = I haven't got a €2 coin in my wallet.
• Note = Can you change this €50 note, please?
• Currency = Which currency is the stronger: the euro or the pound?
• Loan = I got a loan from the bank to buy a car.
• Mortgage = Most people have to take out a mortgage to buy a house.
• Salary = I would like to receive my salary at the beginning of the month rather than at the end.

• Investment = I think buying a property on the coast is a good investment.
• Cost = I can't believe the cost of a holiday in Mallorca these days!

nouns to talk about money: example sentences

Lend/Borrow/Owe

Can afford/Can't afford

Cost/Pay/Pay off

Save/spend/waste

verbs to talk about money

Inherit

Invest

Earn

Charge

Raise

Be worth

• Be worth = My grandparents’ house is worth €250,000.
• Borrow = They borrowed quite a lot of money to pay for their wedding.
• Can’t afford = Can you afford to go on holiday?

Well, I can’t afford a holiday every year.

• Charge = The mechanic charged me €400 for the oil change!
• Cost/Pay = How much did your mobile cost?

I can't remember exactly, but I know I paid a lot of money for it!

• Earn = How much do doctors earn in Spain?
• Inherit/Pay off = I inherited some money so I could pay off my mortgage.
• Invest = I'm going to invest in a country house, which has always been my dream.
• Lend = I lent some money to a friend who was in need.
• Owe = I don’t owe anyone any money.
• Raise = They are raising money for charity.
• Save = We should try to save money for the future.
• Spend = Don’t spend so much money on clothes.
• Waste = I used to waste my money on useless items.

verbs to talk about money:example sentences

spend/waste money on something

pay by debit/credit card

pay in cash

get into debt

prepositions to talk about money

invest money in something

pay for something

charge money for sth

lend money to someone

pay somebody back

borrow money from someone

prepositions to talk about money:example sentences

• Pay in cash = In Holland it's illegal to pay in cash.
• Pay by credit card = In Norway everyone pays by debit/credit card.
• Pay for something = I would like to pay for the meal today. (NOTE: Pay the bill - no preposition!)
• Lend money + to + someone = I lent some money to my brother.
• Borrow money + from + someone = I borrowed some money from my parents.
• Spend money + on + something. = I can't afford to spend much on going out.
• Invest money + in + something. = I would never invest in stocks and shares (the Stock Exchange).
• Waste money + on + something. = Young people waste money on take-away meals.
• Charge money + for + something = They didn’t charge me for the drinks.
• Pay + somebody/something + back = You owe me €50. When are you going to pay me back?
• Get into debt = Getting into debt can be dangerous if you can't pay the debt back.

*I need to take some money out of my savings account to pay the rent.

take money out (of...)

phrasal verbs to talk about money(with example sentences)

*I can't pay the debt back.*I'll pay you back when I get paid

pay something /someone back

*Young people can hardly live on their salary, it's so low.

live on

*I have to be economically independent. I could never live off my husband

live off

1.¿Puedo pagar con tarjeta? 2. Te debo 20 euros. 3. Heredé mucho dinero de mis abuelos. 4. Nos han cobrado mucho dinero por la cena. 5. Los alquileres en España están más altos que las hipotecas.

let's translate

6. ¿Me dejas un bolígrafo? 7. Esta noche pago yo las bebidas. 8. No me puedo permitir comprarme una casa. 9. Me gustaría recaudar dinero para los niños de África. 10. Le presté 500 euros a un amigo mío.

let's translate

11. Devuélveme el dinero que te presté. 12. Los jóvenes viven de sus padres hasta que se independizan. 13. Tengo que sacar dinero del cajero. 14. Me gasto mucho dinero en ropa todos los meses. 15. No me gusta derrochar dinero.

let's translate

that's all