Types of Insurance
Fundación MAPFRE
Created on February 16, 2022
Types of Insurance
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Transcript
Types of Insurance
Insurance companies offer insurance as different as the risks they cover. Basically, insurance is divided into three types:
Personal Insurance
The individual is protected against the occurrence of an event that directly affects them, such as death, survival, alteration of their health or, on some occasions, their psychological integrity.
1. Solidaridad humana
2. Indemnización
Damage or Property Insurance
Personal Insurance
Service provision insurance
In personal insurance, the object of the insurance is people.
Personal Accident Insurance
Health or Sickness insurance
Dependency Insurance
Life Insurance
Pension Plans
Damage or Property Insurance
The main purpose of these insurance types is to repair any loss incurred by the assets of the insured as a consequence of a claim.
In Damage or Property Insurance, property is insured.
Civil liability Insurance
Automobile Insurance
Agricultural Insurance
Fire Insurance
Pecuniary Loss Insurance
Credit and Surety Insurance
Transport Insurance
Engineering Insurance
Theft Insurance
Multi-risk Insurance
1. Solidaridad humana
Damage insurance is divided into two main groups:
Civil liability insurance
This indemnifies the insured against damage to their assets as a result of a claim made against them by a third party.
Asset insurance
This indemnifies the insured for material losses suffered by their assets. In some cases, the assets are repaired or replaced.
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segurosypensionesparatodos.fundacionmapfre.org
segurosypensionesparatodos.fundacionmapfre.org
segurosypensionesparatodos.fundacionmapfre.org
segurosypensionesparatodos.fundacionmapfre.org
segurosypensionesparatodos.fundacionmapfre.org
Service provision insurance
As the name implies, some type of service is performed: a relocation, a funeral service, a professional counseling or advocacy service, etc.In some cases, it also includes financial compensation.
This consists of providing a service to the insured.
Travel insurance
Funeral Insurance
Legal Defense Insurance