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CRF | 2022 ANNUAL REPORT

A JUST ECONOMY

THAT WORKS FOR ALL

CONTENTS

A WORD FROM OUR LEADERSHIP

DEDICATED TO ECONOMIC AND SOCIAL JUSTICE

THE CHALLENGE

FY22 COMMUNITY IMPACT

A WORD FROM OUR LEADERSHIP

DEDICATED TO ECONOMIC AND SOCIAL JUSTICE

THE CHALLENGE

FY22 COMMUNITY IMPACT

A WORD FROM OUR LEADERSHIP

This year has brought transformational change. Across the country, entrepreneurs, organizations, and entire communities have responded to the devastating impacts of a global pandemic and growing calls for racial and social justice in remarkable ways. The response is inspiring Moved and inspired by the heart and resiliency of communities and the extraordinary changes all around us, Community Reinvestment Fund, USA (CRF) took time to reflect on our own work in pursuit of economic justice for those historically excluded from the mainstream economy. Change can be uncomfortable but necessary Without change, persistent institutional racism and bias will continue to exploit opportunity and wealth gaps long into the future. But, together, we can change this trajectory. This year has demonstrated that our collective work must be focused on increasing economic mobility. We can’t do this alone We rely on a network of stakeholders that support economic justice, and give access and agency to small businesses. It’s only by working together that we co-create solutions for change. We stand ready to take on this challenge in collaboration and partnership with you, the people and communities that champion social and economic justice. Together, we can create a just economy that works for all.

DEDICATED TO ECONOMIC AND SOCIAL JUSTICE

2021 saw social consciousness take center stage after decades of rising economic inequity. A resurgent civil rights movement and the COVID-19 pandemic laid bare existing injustices in our financial and social institutions. Our mission and vision for the future compelled CRF and its partners to take action.

WE REINFORCED OUR COMMITMENT TO THESE PRINCIPLES BY: