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The Capitalist Creed

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The Capitalist Creed

November 2021

#0120

Do you think money can buy happiness?.

"Credit enables us to build the present at the expense of the future. A host of new and wonderful opportunities open up if we can build things in the present using future income". YNH

"Money has been essential both for building empires and for promoting science. But is money the ultimate goal of these undertakings, or perhaps just a dangerous necessity?" YNH

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The Capitalist pyramid

The Capitalist Creed

The origins of credit go back at least to ancient Sumer, but people didn't know how to use it, and they didn't trust that the future would be better than the present.

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Credit

Credit is founded on the assumption that our future resources are sure to be far more abundant than our present resources.

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HOW DO BANKS WORK?

OUR MONEY IS NOT BASED ON REAL COINS AND BILLS

Modern Economy is based in trust in the future

In fact, what enables banks to survive and flourish is the hope and the dreams of people in the future. This can be transformed into tangible resources.

A system based in trust in the future allows us to build the present depending on the future.

The Collapse of the Banking System

A healthy banking system allows people to get bigger loans with low interests.

Since the financial system don't have the capital in a tangible way, if people one day wanted to withdraw the money from their bank accounts the system would collapse inmediately.

Pre- modern economy

Modern Economy

Production = Benefits

There was a slow growth

Credit did not exist

-They thought that having lots of money was a sin-Credit was limited or did not exist -The economy was stuck -They used their wealth in feasts -They dedicated a lot of money to charity and to the church, or to sponsor artists

-They built bigger factories-Invested in research -Developed new products -Growth was fast -More credits, loans with lower interests -People had faith in the future

The Capitalist Creed

-Greed is something good. If I'm rich, I can benefit others. -Rich people invest in new businesses, in research and developing new products. -The most sacred commandment of capitalism is: "The profits of production must be reinvested in increasing production". -The economic growth is the ultimate goal

Task: What happened ? Choose one and explain briefly

The Mississipi Bubble

Lehman Brothers Financial Bankruptcy

1929- The First Financial Catastrophe in US

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